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Cass Information Systems CASS Banking Services — Noninterest Income

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Other financials

Income statement

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Revenue$49.9M+12.5%
Net income$10.6M+19.6%
EPS (diluted)$0.81+22.7%

Balance sheet

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Cash & equivalents$228.5M+4.7%
Total debt$84.1M+1,630%
Total equity$244.7M+1.6%
Total assets$2.5B+8.6%

Cash flow

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Operating cash flow$16.9M
CapEx$3.1M+131%
Free cash flow$13.8M

Valuation

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Market cap$733.66M+34.6%
Enterprise value$589.34M+77.7%
P/E20×-1.5×
P/S3.7×+0.7×

Profitability

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Net margin18.5%+4.6pp
FCF margin21.1%+0.6pp

Returns & leverage

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Return on equity15.1%+4.4pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Cass Information Systems in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Cass Information Systems’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:33 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000708781-26-000031
(In thousands) / Three Months Ended June 30, 2026:Information ServicesBanking ServicesCorporate,Eliminationsand OtherTotal
Fee revenue and other income$27,631$783$508$28,922
Gain on sale of investment securities55
Interest income13,08516,702(4,182)25,605
Interest expense2166,598(2,756)4,058
Provision for credit losses531531
Total net revenue40,50010,356(913)49,943
Personnel expenses24,0383,04727,085
Occupancy509194703

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Cass Information Systems's banking services — noninterest income?
Cass Information Systems (CASS) reported banking services — noninterest income of $783K in Q2 2026.
How has Cass Information Systems's banking services — noninterest income changed year-over-year?
Cass Information Systems's banking services — noninterest income increased by 12.7% year-over-year, from $695K to $783K.
What is the long-term trend for Cass Information Systems's banking services — noninterest income?
Over 3 years (2022 to 2025), Cass Information Systems's banking services — noninterest income has grown at a -8.9% compound annual growth rate (CAGR), from $3.61M to $2.73M.
What does banking services — noninterest income mean?
Represents revenue generated by the banking segment from sources other than interest-earning assets, such as service fees, processing charges, and other financial service commissions. This metric reflects the segment's ability to diversify income streams beyond traditional net interest margin activities.

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