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Cass Information Systems CASS Information services payment and processing revenue — Occupancy

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Other financials

Income statement

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Revenue$49.9M+12.5%
Net income$10.6M+19.6%
EPS (diluted)$0.81+22.7%

Balance sheet

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Cash & equivalents$228.5M+4.7%
Total debt$84.1M+1,630%
Total equity$244.7M+1.6%
Total assets$2.5B+8.6%

Cash flow

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Operating cash flow$16.9M
CapEx$3.1M+131%
Free cash flow$13.8M

Valuation

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Market cap$733.66M+34.6%
Enterprise value$589.34M+77.7%
P/E20×-1.5×
P/S3.7×+0.7×

Profitability

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Net margin18.5%+4.6pp
FCF margin21.1%+0.6pp

Returns & leverage

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Return on equity15.1%+4.4pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Cass Information Systems in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Cass Information Systems’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:33 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000708781-26-000031
(In thousands) / Three Months Ended June 30, 2026:Information ServicesBanking ServicesCorporate,Eliminationsand OtherTotal
Provision for credit losses531531
Total net revenue40,50010,356(913)49,943
Personnel expenses24,0383,04727,085
Occupancy509194703
Equipment2,4912852,776
Bad debt recovery(1,759)(1,759)
Intersegment expense (income)791(791)
Other operating expense6,1811,7837,964

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Cass Information Systems's information services payment and processing revenue — occupancy?
Cass Information Systems (CASS) reported information services payment and processing revenue — occupancy of $509K in Q2 2026.
How has Cass Information Systems's information services payment and processing revenue — occupancy changed year-over-year?
Cass Information Systems's information services payment and processing revenue — occupancy increased by 1.8% year-over-year, from $500K to $509K.
What is the long-term trend for Cass Information Systems's information services payment and processing revenue — occupancy?
Over 3 years (2022 to 2025), Cass Information Systems's information services payment and processing revenue — occupancy has grown at a -11.9% compound annual growth rate (CAGR), from $2.97M to $2.03M.
What does information services payment and processing revenue — occupancy mean?
This metric tracks the costs associated with facility leases, utilities, and maintenance required to support the Information Services segment's operations. It represents a portion of the fixed overhead necessary to maintain the physical infrastructure for processing services. Consistent monitoring helps assess the efficiency of the segment's real estate footprint.

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