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Cass Information Systems CASS Information services payment and processing revenue — Operating Expenses

Other segment segments

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$4.52M+15.7%

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Other financials

Income statement

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Revenue$49.9M+12.5%
Net income$10.6M+19.6%
EPS (diluted)$0.81+22.7%

Balance sheet

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Cash & equivalents$228.5M+4.7%
Total debt$84.1M+1,630%
Total equity$244.7M+1.6%
Total assets$2.5B+8.6%

Cash flow

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Operating cash flow$16.9M
CapEx$3.1M+131%
Free cash flow$13.8M

Valuation

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Market cap$733.66M+34.6%
Enterprise value$589.34M+77.7%
P/E20×-1.5×
P/S3.7×+0.7×

Profitability

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Net margin18.5%+4.6pp
FCF margin21.1%+0.6pp

Returns & leverage

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Return on equity15.1%+4.4pp
Debt / equity0.3×+0.3×

Where this comes from

Reported directly by Cass Information Systems in its filing.

Tagged under the XBRL concept us-gaap:OperatingExpenses.

The source filing: Cass Information Systems’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:33 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000708781-26-000031
(In thousands) / Three Months Ended June 30, 2026:Information ServicesBanking ServicesCorporate,Eliminationsand OtherTotal
Bad debt recovery(1,759)(1,759)
Intersegment expense (income)791(791)
Other operating expense6,1811,7837,964
Total operating expense32,2514,51836,769
Pre-tax income from continuing operations8,2495,838(913)13,174
Pre-tax income from discontinued operations1616
Goodwill16,02813616,164
Other intangible assets, net3,1423,142

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Cass Information Systems's information services payment and processing revenue — operating expenses?
Cass Information Systems (CASS) reported information services payment and processing revenue — operating expenses of $32.25M in Q2 2026.
How has Cass Information Systems's information services payment and processing revenue — operating expenses changed year-over-year?
Cass Information Systems's information services payment and processing revenue — operating expenses decreased by 5.7% year-over-year, from $34.21M to $32.25M.
What is the long-term trend for Cass Information Systems's information services payment and processing revenue — operating expenses?
Over 3 years (2022 to 2025), Cass Information Systems's information services payment and processing revenue — operating expenses has grown at a 2.9% compound annual growth rate (CAGR), from $122.12M to $133.07M.
What does information services payment and processing revenue — operating expenses mean?
This metric captures the total operating costs incurred by the Information Services segment to generate its payment and processing revenue. It includes personnel, technology, and administrative costs required to support the segment's core business activities.

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