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Cass Information Systems CASS Service — Fee revenues

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Other financials

Income statement

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Revenue$49.1M+5.8%
Net income$8.8M-1.5%
EPS (diluted)$0.67+1.5%

Balance sheet

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Cash & equivalents$244.3M+10.7%
Total debt$149.3M+2,866%
Total equity$241.8M+3.2%
Total assets$2.5B+9.3%

Cash flow

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Operating cash flow$14.5M-32.5%
CapEx$1.9M-26.4%
Free cash flow$12.7M-33.4%

Valuation

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Market cap$659.65M+19.4%
Enterprise value$564.63M+67.6%
P/E18.9×-7.5×
P/S3.4×+0.4×

Profitability

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Net margin18.1%+6.6pp
FCF margin14.5%-10.3pp

Returns & leverage

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Return on equity14.7%+5.6pp
Debt / equity0.6×+0.6×

Where this comes from

Reported directly by Cass Information Systems in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Cass Information Systems’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cass Information Systems's service — fee revenues?
Cass Information Systems (CASS) reported service — fee revenues of $9.76M in Q4 2025.
How has Cass Information Systems's service — fee revenues changed year-over-year?
Cass Information Systems's service — fee revenues decreased by 5.4% year-over-year, from $10.31M to $9.76M.
What is the long-term trend for Cass Information Systems's service — fee revenues?
Over 4 years (2021 to 2025), Cass Information Systems's service — fee revenues has grown at a 5.2% compound annual growth rate (CAGR), from $31.85M to $39.04M.
What does service — fee revenues mean?
This metric represents the total revenue generated from service-based fees within the specified business segment, excluding interest income or other non-service related earnings. It reflects the company's ability to monetize its core payment processing, auditing, and information management services provided to enterprise clients. Growth in this metric indicates successful client acquisition or increased transaction volume within the service-oriented business lines.