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Reported July 27, 2026 · After market close

Revenue$15.5MBeat by $106.0K
Adjusted EPS$0.81Beat by $0.09
Revenue estimate$15.4M
EPS estimate$0.72
“Our team’s disciplined execution and well-grounded strategy came through clearly in our second quarter performance, driving substantive progress towards the Company’s financial goals. Net interest income grew during the quarter, even as net interest margin declined due to elevated cash balances and slightly higher deposit costs. This growth was supported by a $69.5 million increase in organic deposits during the quarter, reflecting the continued strength of our core deposit franchise. Earning asset yields remained resilient, continuing to benefit from the balance sheet restructuring executed in the third quarter last year, which helps insulates the portfolio against rate-related repricing pressure. We remain focused on positioning our balance sheet to protect our financial foundation and support substantial earnings growth over time.
CEO John H. Montgomery

Next report

Oct 22, 2026 (In 2 weeks)
Revenue estimate$16.3M
EPS estimate$0.81

Financials

Q2 2026

Income statement

See full
Revenue$15.5M+15.1%
Net income$4.3M+8.9%
EPS (diluted)$0.80+8.1%

Balance sheet

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Cash & equivalents$76.1M+18.0%
Total debt$67.9M+2,394%
Total equity$162.1M+9.3%
Total assets$1.7B+9.1%

Cash flow

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Operating cash flow$7.4M+79.7%
CapEx$66.0K-74.3%
Free cash flow$7.4M+89.9%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$189.39M+17.0%
Enterprise value$181.22M+66.9%
P/E26.3×-33.9×
P/S3.9×0.0×

Profitability

See full
Net margin14.9%-7.6pp
FCF margin40.4%+18.4pp

Returns & leverage

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Return on equity4.6%-3.3pp
Debt / equity0.4×+0.4×

Segments

By product

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Service Fees$582.0K+4.1%
Commissions$75.0K+11.9%

FAQ

When did CB Financial Services report Q2 2026 earnings?
CB Financial Services (CBFV) reported Q2 2026 earnings on July 27, 2026 after market close.
What were CB Financial Services's Q2 2026 revenue and EPS?
CB Financial Services reported revenue of $15.5M and adjusted eps of $0.81 for Q2 2026.
Did CB Financial Services beat estimates in Q2 2026?
Revenue beat the consensus estimate of $15.4M by $106.0K. EPS beat the consensus estimate of $0.72 by $0.09.
Where can I find CB Financial Services's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001605301-26-000028) and the 10-Q periodic report (0001605301-26-000031) directly on SEC EDGAR. The filing index links above go to sec.gov.