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Capital Bancorp CBNK Free cash flow

Free cash flow at other companies

NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$25.3M+157%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$14.83M+77.3%
QCR Holdings logo
QCR HoldingsQCRH
-$7.88M+37.8%
Customers Bancorp logo
Customers BancorpCUBI
$35.02M-62.5%
Southern First Bancshares logo
Southern First BancsharesSFST
$10.49M+41.0%
Eagle Bancorp logo
Eagle BancorpEGBN
$14.29M-66.8%

Other financials

Income statement

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Revenue$62.8M+7.1%
Operating income-$923.0K+8.4%
Net income$12.0M-13.7%
EPS (diluted)$0.73-11.0%

Balance sheet

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Cash & equivalents$399.3M+35.8%
Total debt$7.6M+38.0%
Total equity$408.9M+10.6%
Total assets$3.8B+13.7%

Cash flow

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Operating cash flow$21.8M-3.6%
CapEx$643.0K+231%

Valuation

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Market cap$563.89M+8.2%
Enterprise value$172.15M-26.0%
P/E10.2×-3.4×
P/S2.3×-0.3×

Profitability

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Operating margin-1.6%-0.4pp
Net margin22.2%+3.3pp
FCF margin28.4%-0.5pp

Returns & leverage

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Return on equity14.2%+2.0pp
Debt / equity0.0×

Where this comes from

Calculated from Capital Bancorp’s reported figures.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's free cash flow?
Capital Bancorp (CBNK) reported free cash flow of $21.13M in Q1 2026.
How has Capital Bancorp's free cash flow changed year-over-year?
Capital Bancorp's free cash flow decreased by 5.6% year-over-year, from $22.39M to $21.13M.
What is the long-term trend for Capital Bancorp's free cash flow?
Over 4 years (2021 to 2025), Capital Bancorp's free cash flow has grown at a -14.0% compound annual growth rate (CAGR), from $132.05M to $72.07M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.