Community Financial System CBU Q3 2026 earnings

“Our businesses accelerated into the third quarter and we delivered operating diluted earnings per share1 of $1.27, up 16.5% year-over-year and 9.5% quarter-over-quarter, representing our sixth consecutive quarter of record results. During the quarter we achieved an operating return on assets1 of 1.51% while retaining excellent balance sheet metrics. In addition, we decided to reposition the investment portfolio and pull forward some of our securities cash flows in order to both capture positive economic value and provide increased visibility into the embedded repricing earnings power of our balance sheet. Our trajectory remains intact and we expect strong performance across all of our businesses into the fourth quarter and 2027.”