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CBIZ CBZ Benefits and Insurance Services — Total Costs & Expenses

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Other financials

Income statement

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Revenue$848.6M+1.3%
Gross profit$226.0M-0.9%
Operating income$196.4M-1.8%
Net income$161.6M+31.6%
EPS (diluted)$2.63+37.7%

Balance sheet

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Cash & equivalents$177.1M+18.6%
Total debt$2.0B+2.0%
Total equity$1.9B-1.1%
Total assets$4.6B+1.0%

Cash flow

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Operating cash flow-$25.5M+71.1%
CapEx$3.0M-42.1%
Free cash flow-$28.5M+69.5%

Valuation

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Market cap$2.96B-13.3%
Enterprise value$4.77B-8.4%
P/E8.3×
P/S1.1×-0.3×

Profitability

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Gross margin14.5%-0.6pp
Operating margin7.2%
Net margin7.5%
FCF margin8.7%+4.7pp

Returns & leverage

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Return on equity11.2%
Debt / equity1.1×0.0×
Current ratio1.6×+0.1×

Where this comes from

Reported directly by CBIZ in its filing.

Tagged under the XBRL concept us-gaap:CostsAndExpenses.

The source filing: CBIZ’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 8:55 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000944148-26-000069
Line itemFinancial ServicesBenefits and Insurance ServicesTotal
Personnel costs407,77264,687472,459
Facility costs28,4623,22431,686
Other costs, gains, and losses, net (1)95,40916,948112,357
Total segment expense531,64384,859616,502
Segment income before income tax expense208,68723,390232,077
Corporate & other:
Unallocated corporate operating expenses6,558
General & administrative expenses29,568

Item 1. Financial Statements

FAQ

What is CBIZ's benefits and insurance services — total costs & expenses?
CBIZ (CBZ) reported benefits and insurance services — total costs & expenses of $84.86M in Q1 2026.
How has CBIZ's benefits and insurance services — total costs & expenses changed year-over-year?
CBIZ's benefits and insurance services — total costs & expenses decreased by 0.2% year-over-year, from $85.03M to $84.86M.
What is the long-term trend for CBIZ's benefits and insurance services — total costs & expenses?
Over 3 years (2022 to 2025), CBIZ's benefits and insurance services — total costs & expenses has grown at a 5.0% compound annual growth rate (CAGR), from $288M to $333.56M.
What does benefits and insurance services — total costs & expenses mean?
The aggregate of all operating costs incurred to generate revenue within the Benefits and Insurance Services segment, including personnel, facilities, and other operational overhead. This metric serves as a primary indicator of the segment's cost structure and operational scale. Investors use this to evaluate the company's ability to manage expenses relative to segment revenue growth.

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