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Century Communities CCS Financial Services — Cost Of Revenue

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Multi Family Sales
$91.85M
Land Sales And Other
$1.68M+2,332%

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Other financials

Income statement

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Revenue$927.2M-7.3%
Net income$36.1M+3.7%
EPS (diluted)$1.26+10.5%

Balance sheet

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Cash & equivalents$119.4M-5.5%
Total debt$1.7B+6.8%
Total equity$2.6B+0.1%
Total assets$4.7B+2.4%

Cash flow

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Operating cash flow-$82.1M-643%
CapEx$7.5M+15.0%
Free cash flow-$89.6M-411%

Valuation

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Market cap$1.96B+8.8%
Enterprise value$3.54B+8.4%
P/E14.6×+7.7×
P/S0.5×+0.1×

Profitability

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Operating margin7.2%
Net margin3.4%-2.6pp
FCF margin0.9%-2.1pp

Returns & leverage

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Return on equity5.2%-5.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by Century Communities in its filing.

Tagged under the XBRL concept us-gaap:CostOfRevenue.

The source filing: Century Communities’s 10-Q, filed July 23, 2026.

Filed
Jul 22, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001576940-26-000057
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Cost of home sales revenues(735,368)(804,522)(1,338,659)(1,512,437)
Cost of land sales and other revenues(1,678)(69)(24,249)(897)
Total homebuilding cost of revenues(737,046)(804,591)(1,362,908)(1,513,334)
Financial services costs(15,548)(17,550)(30,299)(33,724)
Selling, general and administrative expense(127,416)(128,837)(243,498)(249,596)
Other income (expense), net1,851(2,663)2,204(7,702)
Income before income tax expense49,06847,08382,39999,601
Income tax expense(12,920)(12,229)(21,842)(25,363)

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Century Communities's financial services — cost of revenue?
Century Communities (CCS) reported financial services — cost of revenue of $15.55M in Q2 2026.
How has Century Communities's financial services — cost of revenue changed year-over-year?
Century Communities's financial services — cost of revenue decreased by 11.4% year-over-year, from $17.55M to $15.55M.
What is the long-term trend for Century Communities's financial services — cost of revenue?
Over 4 years (2021 to 2025), Century Communities's financial services — cost of revenue has grown at a -2.0% compound annual growth rate (CAGR), from $72.58M to $67.01M.
What does financial services — cost of revenue mean?
This metric captures the direct expenses associated with providing mortgage, title, and insurance services, including personnel costs, processing fees, and insurance claims. It represents the cost of goods sold specifically for the financial services division. Investors use this to evaluate the segment's gross margin and the efficiency of its service delivery model.

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