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Century Communities CCS Financial Services — Number Of Reportable Segments

Other segment segments

Century Living
1

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Other financials

Income statement

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Revenue$927.2M-7.3%
Net income$36.1M+3.7%
EPS (diluted)$1.26+10.5%

Balance sheet

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Cash & equivalents$119.4M-5.5%
Total debt$1.7B+6.8%
Total equity$2.6B+0.1%
Total assets$4.7B+2.4%

Cash flow

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Operating cash flow-$82.1M-643%
CapEx$7.5M+15.0%
Free cash flow-$89.6M-411%

Valuation

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Market cap$1.96B+8.8%
Enterprise value$3.54B+8.4%
P/E14.6×+7.7×
P/S0.5×+0.1×

Profitability

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Operating margin7.2%
Net margin3.4%-2.6pp
FCF margin0.9%-2.1pp

Returns & leverage

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Return on equity5.2%-5.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by Century Communities in its filing.

Tagged under the XBRL concept us-gaap:NumberOfReportableSegments.

The source filing: Century Communities’s 10-K, filed January 29, 2026.

Filed
Jan 28, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0001576940-26-000005

Our homebuilding operations are organized into the following five reportable segments: West, Mountain, Texas, Southeast, and Century Complete. Our indirect wholly-owned subsidiaries, Inspire Home Loans Inc., Parkway Title, LLC, IHL Home Insurance Agency, LLC, and IHL Escrow Inc., which provide mortgage, title, insurance brokerage, and escrow services, respectively, primarily to our homebuyers, have been identified as our Financial Services segment. Additionally, our Century Living segment is engaged in the development, construction, management, and sales of multi-family rental properties, currently all located in Colorado.

ITEM 16.FORM 10-K SUMMARY.

FAQ

What is Century Communities's financial services — number of reportable segments?
Century Communities (CCS) reported financial services — number of reportable segments of 0.3 in Q4 2025.
What does financial services — number of reportable segments mean?
This metric indicates the count of distinct business units within the financial services division that meet the criteria for separate financial reporting. It provides insight into the organizational structure and the diversity of financial service offerings provided to homebuyers. A change in this number typically signals a strategic shift in how the company manages or reports its mortgage and title operations.

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