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CF Bankshares CFBK Q2 2025 earnings

Reported August 4, 2025 · Before market open

Revenue$15.4MMiss by $496.0K
EPS$0.77Beat by $0.05
Revenue estimate$15.9M
EPS estimate$0.72

Next report

Nov 2, 2026 (in a month)
Revenue estimate$16.8M
EPS estimate$0.91

Financials

Q2 2025

Income statement

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Revenue$15.6M+23.8%
Net income$5.0M+197%
EPS (diluted)$0.77+196%

Balance sheet

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Cash & equivalents$275.7M+14.0%
Total debt$5.9M+19.9%
Total equity$177.0M+10.9%
Total assets$2.1B+4.6%

Cash flow

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Operating cash flow$8.0M+99.8%
CapEx$115.0K+1,338%
Free cash flow$7.8M+97.4%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$152.94M+27.7%
Enterprise value-$116.82M+0.2%
P/E8.5×-0.7×
P/S2.7×+0.3×

Profitability

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Net margin31.9%+6.1pp
FCF margin39.5%+13.3pp

Returns & leverage

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Return on equity10.7%+2.3pp
Debt / equity0×0.0×

FAQ

When did CF Bankshares report Q2 2025 earnings?
CF Bankshares (CFBK) reported Q2 2025 earnings on August 4, 2025 before market open.
What were CF Bankshares's Q2 2025 revenue and EPS?
CF Bankshares reported revenue of $15.4M and eps of $0.77 for Q2 2025.
Did CF Bankshares beat estimates in Q2 2025?
Revenue missed the consensus estimate of $15.9M by $496.0K. EPS beat the consensus estimate of $0.72 by $0.05.
How did CF Bankshares's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 24.8% from $12.3M a year earlier and eps grew 196.2% from $0.26.
Where can I find CF Bankshares's Q2 2025 SEC filings?
You can read the 8-K earnings release (0000950170-25-101652) and the 10-Q periodic report (0000950170-25-105500) directly on SEC EDGAR. The filing index links above go to sec.gov.