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Cullen/Frost Bankers CFR Bank — Credit loss expense

Other segment segments

Frost Wealth Advisors
$0
Non-Banks
$0

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Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$10.32B+29.8%
P/E15.4×+2.4×
P/S4.6×+0.8×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Cullen/Frost Bankers’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:18 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000039263-26-000035
Three months ended: / March 31, 2026BankingFrost Wealth AdvisorsNon-BanksConsolidated
Interest income$576,332$1,635$577,967
Interest expense136,462842,899139,445
Net interest income (expense)439,8701,551(2,899)438,522
Credit loss expense6,7456,745
Net interest income after credit loss expense433,1251,551(2,899)431,777
Non-interest income:
Trust and investment management fees48,132(175)47,957
Service charges on deposit accounts32,152532,157

Item 1. Financial Statements (Unaudited)

FAQ

What is Cullen/Frost Bankers's bank — credit loss expense?
Cullen/Frost Bankers (CFR) reported bank — credit loss expense of $6.75M in Q1 2026.
How has Cullen/Frost Bankers's bank — credit loss expense changed year-over-year?
Cullen/Frost Bankers's bank — credit loss expense decreased by 48.4% year-over-year, from $13.07M to $6.75M.
What is the long-term trend for Cullen/Frost Bankers's bank — credit loss expense?
Over 4 years (2021 to 2025), Cullen/Frost Bankers's bank — credit loss expense has grown at a 427.7% compound annual growth rate (CAGR), from $57K to $44.2M.
What does bank — credit loss expense mean?
This represents the provision for credit losses, which is the amount charged to earnings to maintain the allowance for loan and lease losses at an appropriate level. It reflects management's assessment of the risk inherent in the loan portfolio and potential future defaults.

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