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Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+17.3%
Enterprise value$1.92B+12.0%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The source filing: City Holding Company’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 11:43 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726854-26-000164
Line item(Unaudited) / June 30, 2026December 31, 2025
Interest-bearing:
Demand deposits1,321,5561,339,435
Savings deposits1,288,2601,244,571
Time deposits1,308,6411,303,361
Total Deposits5,340,1505,300,988
Customer repurchase agreements377,551367,674
FHLB advances150,000150,000
Other liabilities97,34593,676

Item 1. Financial Statements (Unaudited)

FAQ

What is City Holding Company's time deposits?
City Holding Company (CHCO) reported time deposits of $1.31B in Q2 2026.
How has City Holding Company's time deposits changed year-over-year?
City Holding Company's time deposits increased by 1.6% year-over-year, from $1.29B to $1.31B.
What is the long-term trend for City Holding Company's time deposits?
Over 5 years (2020 to 2025), City Holding Company's time deposits has grown at a 0.7% compound annual growth rate (CAGR), from $1.26B to $1.3B.
What does time deposits mean?
Time deposits consist of interest-bearing accounts with a specified maturity date, such as certificates of deposit, which require funds to remain on deposit for a set period. These instruments provide the bank with stable, predictable funding sources compared to more volatile demand deposits. The cost and volume of these deposits are sensitive to prevailing market interest rates and the bank's competitive pricing strategy.

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