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City Holding Company CHCO Other income — Revenue

Other product segments

Service charges
$7.95M+5.2%
Bankcard revenue
$7.55M+4.4%
Wealth and investment management fee income
$3.45M+14.4%

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Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+17.3%
Enterprise value$1.92B+12.0%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The source filing: City Holding Company’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 3:24 PM EST
Fiscal year
FY2025
Accession
0000726854-26-000062
Line itemYear Ended December 31 / 2025Year Ended December 31 / 2024Year Ended December 31 / 2023
Bankcard revenue28,65528,50027,960
Wealth and investment management fee income12,34511,2559,563
Bank owned life insurance3,8783,9926,037
Other income3,3083,0123,794
Total Non-Interest Income77,76573,33470,629
Non-Interest Expense
Salaries and employee benefits79,16676,36373,163
Occupancy related expenses9,5549,2179,447

Item 8.Financial Statements and Supplementary Data

FAQ

What is City Holding Company's other income — revenue?
City Holding Company (CHCO) reported other income — revenue of $827K in Q4 2025.
How has City Holding Company's other income — revenue changed year-over-year?
City Holding Company's other income — revenue increased by 9.8% year-over-year, from $753K to $827K.
What is the long-term trend for City Holding Company's other income — revenue?
Over 4 years (2021 to 2025), City Holding Company's other income — revenue has grown at a -4.6% compound annual growth rate (CAGR), from $3.99M to $3.31M.
What does other income — revenue mean?
This metric represents the total revenue generated from non-interest income sources, excluding core net interest income from lending activities. It captures earnings from ancillary financial services, such as trust and investment management fees, service charges on deposit accounts, and other miscellaneous financial solutions. Monitoring this stream helps assess the company's ability to diversify its income base beyond traditional interest-rate-sensitive banking operations.

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