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Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+17.3%
Enterprise value$1.92B+12.0%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:Depreciation.

The source filing: City Holding Company’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 11:43 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726854-26-000164
Line itemSix months ended June 30, 2026Six months ended June 30, 2025
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization, net2,4704,614
Provision for (recovery of) credit losses1,049(1,787)
Depreciation of premises and equipment2,2452,096
Deferred income tax expense491,437
Net periodic pension benefit(84)(48)
Unrealized and realized investment securities (gains) losses, net(65)118
Stock-compensation expense2,4981,505

Item 1. Financial Statements (Unaudited)

FAQ

What is City Holding Company's D&A?
City Holding Company (CHCO) reported D&A of $1.13M in Q2 2026.
How has City Holding Company's D&A changed year-over-year?
City Holding Company's D&A increased by 7.6% year-over-year, from $1.05M to $1.13M.
What is the long-term trend for City Holding Company's D&A?
Over 4 years (2021 to 2025), City Holding Company's D&A has grown at a -7.4% compound annual growth rate (CAGR), from $5.83M to $4.29M.
What does D&A mean?
Total non-cash depreciation of tangible assets and amortization of intangible assets — the largest add-back to net income in the operating cash flow reconciliation.

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