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Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+17.3%
Enterprise value$1.92B+12.0%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The source filing: City Holding Company’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 11:43 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726854-26-000164
Interest IncomeThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Interest and fees on loans$64,584$62,588$128,255$123,505
Interest and dividends on investment securities:
Taxable12,92015,34726,04929,292
Tax-exempt1,0317122,0571,436
Interest on deposits in depository institutions1,6761,6442,6183,446
Total Interest Income80,21180,291158,979157,679
Interest Expense
Interest on deposits14,92416,49229,68033,345

Item 1. Financial Statements (Unaudited)

FAQ

What is City Holding Company's interest income?
City Holding Company (CHCO) reported interest income of $64.58M in Q2 2026.
How has City Holding Company's interest income changed year-over-year?
City Holding Company's interest income increased by 3.2% year-over-year, from $62.59M to $64.58M.
What is the long-term trend for City Holding Company's interest income?
Over 4 years (2021 to 2025), City Holding Company's interest income has grown at a 16.6% compound annual growth rate (CAGR), from $136.68M to $252.49M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.

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