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City Holding Company CHCO Loans and Lending Commitments

Loans and Lending Commitments at other companies

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Other financials

Income statement

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Revenue$81.5M+3.9%
Net income$33.3M-0.3%
EPS (diluted)$2.35+2.6%

Balance sheet

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Cash & equivalents$267.2M+55.2%
Total debt$150.0M0.0%
Total equity$808.9M+5.9%
Total assets$6.8B+2.7%

Cash flow

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Operating cash flow$32.6M+16.0%
CapEx$823.0K+112%
Free cash flow$31.8M+14.7%

Valuation

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Market cap$2.04B+17.3%
Enterprise value$1.92B+12.0%
P/E15.5×+1.2×
P/S6.3×+0.5×

Profitability

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Net margin40.9%+0.3pp
FCF margin43%+0.1pp

Returns & leverage

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Return on equity16.8%-0.1pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by City Holding Company in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The source filing: City Holding Company’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 11:43 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726854-26-000164
Line item(Unaudited) / June 30, 2026December 31, 2025
Total Investment Securities1,506,4801,532,832
Gross loans4,501,7744,503,331
Allowance for credit losses(19,839)(19,329)
Net Loans4,481,9354,484,002
Bank owned life insurance125,860124,370
Premises and equipment, net67,19069,133
Accrued interest receivable21,30020,718
Deferred tax assets, net31,60330,005

Item 1. Financial Statements (Unaudited)

FAQ

What is City Holding Company's loans and lending commitments?
City Holding Company (CHCO) reported loans and lending commitments of $4.48B in Q2 2026.
How has City Holding Company's loans and lending commitments changed year-over-year?
City Holding Company's loans and lending commitments increased by 3.8% year-over-year, from $4.32B to $4.48B.
What is the long-term trend for City Holding Company's loans and lending commitments?
Over 5 years (2020 to 2025), City Holding Company's loans and lending commitments has grown at a 4.5% compound annual growth rate (CAGR), from $3.6B to $4.48B.
What does loans and lending commitments mean?
Aggregate balance of loans and outstanding lending commitments.

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