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Chemed CHE Segment Vitas — Professional Liability And Other Risks Insurance Deductible

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Other financials

Income statement

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Revenue$673.3M+8.8%
Gross profit$221.5M+19.9%
Operating income$89.2M+31.0%
Net income$67.7M+29.0%
EPS (diluted)$5.13+43.7%

Balance sheet

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Cash & equivalents$40.2M-83.9%
Total debt$181.3M+24.5%
Total equity$830.5M-30.7%
Total assets$1.6B-8.0%

Cash flow

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Operating cash flow$84.8M-38.8%
CapEx$15.5M-1.8%
Free cash flow$69.3M-43.6%

Valuation

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Market cap$7.18B+14.9%
Enterprise value$7.32B+19.1%
P/E26.1×+4.6×
P/S2.8×+0.3×

Profitability

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Gross margin33.1%-0.5pp
Operating margin13.5%-1.2pp
Net margin10.6%-1.0pp
FCF margin12.5%-2.3pp

Returns & leverage

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Return on equity27.1%+3.0pp
Debt / equity0.2×+0.1×
Current ratio0.9×-1.0×

Where this comes from

Reported directly by Chemed in its filing.

Tagged under the XBRL concept che:ProfessionalLiabilityAndOtherRisksInsuranceDeductible.

The source filing: Chemed’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 9:36 AM EST
Fiscal year
FY2025
Accession
0001562762-26-000020

For the VITAS segment, we initially self-insure for workers’ compensation claims. Currently, VITAS’ exposure on any single claim is capped by stop-loss coverage at $1,000,000. For VITAS’ self-insurance accruals for workers’ compensation, the valuation methods used are similar to those used internally for our other business units. We are also insured for other risks with respect to professional liability with a deductible of $1,000,000.

Item 16. Form 10-K Summary

FAQ

What is Chemed's segment vitas — professional liability and other risks insurance deductible?
Chemed (CHE) reported segment vitas — professional liability and other risks insurance deductible of $1M in Q4 2025.
How has Chemed's segment vitas — professional liability and other risks insurance deductible changed year-over-year?
Chemed's segment vitas — professional liability and other risks insurance deductible decreased by 0.0% year-over-year, from $1M to $1M.
What does segment vitas — professional liability and other risks insurance deductible mean?
Represents the portion of losses from professional liability and operational risks that the company is responsible for paying before insurance coverage applies. High deductibles indicate a greater self-insurance burden and potential volatility in operating expenses.

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