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Chemed CHE Segment Vitas — Professional Liability And Other Risks Insurance Deductible

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CRLDeductible amount under insurance policies
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HCAProfessional Liability Risks
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CRLCertain property insurance, deductibles
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MTZAutomobile Liability — Per claim deductible, insurance policies
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ORISpecialty Insurance Segment — Other Policyholders' Benefits and Funds
$139.1M+3.4%

Other financials

Income statement

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Revenue$657.5M+1.6%
Gross profit$215.8M-0.3%
Operating income$84.6M-10.7%
Net income$66.3M-7.6%
EPS (diluted)$4.84-0.4%

Balance sheet

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Cash & equivalents$16.9M-90.3%
Total debt$236.9M+63.3%
Total equity$848.0M-28.2%
Total assets$1.5B-11.0%

Cash flow

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Operating cash flow$88.2M+169%
CapEx$17.1M+28.9%
Free cash flow$71.1M+265%

Valuation

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Market cap$5.79B-42.3%
Enterprise value$6.01B-39.6%
P/E22.3×-10.2×
P/S2.3×-1.8×

Profitability

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Gross margin32.4%-2.4pp
Operating margin12.9%-2.7pp
Net margin10.2%-2.2pp
FCF margin14.8%+2.2pp

Returns & leverage

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Return on equity25.6%-0.5pp
Debt / equity0.3×+0.2×
Current ratio0.9×-0.9×

Where this comes from

Reported directly by Chemed in its filing.

Tagged under the XBRL concept che:ProfessionalLiabilityAndOtherRisksInsuranceDeductible.

The official record: Chemed’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemed's segment vitas — professional liability and other risks insurance deductible?
Chemed (CHE) reported segment vitas — professional liability and other risks insurance deductible of $1M in Q4 2025.
How has Chemed's segment vitas — professional liability and other risks insurance deductible changed year-over-year?
Chemed's segment vitas — professional liability and other risks insurance deductible decreased by 0.0% year-over-year, from $1M to $1M.
What does segment vitas — professional liability and other risks insurance deductible mean?
Represents the portion of losses from professional liability and operational risks that the company is responsible for paying before insurance coverage applies. High deductibles indicate a greater self-insurance burden and potential volatility in operating expenses.