What is Columbia Financial, Inc.'s market cap?

Columbia Financial, Inc. (CLBK) has a market capitalization of $1.1B and trades on NASDAQ.

What is Columbia Financial, Inc.'s revenue and profitability?

Columbia Financial, Inc. generated $267.0M in trailing twelve-month revenue with net income of $56.0M, representing a net margin of 21.0%, with free cash flow of $64.3M. These figures are based on the Q1 2026 filing.

Who are Columbia Financial, Inc.'s competitors?

Columbia Financial, Inc.'s key competitors include JPMorgan Chase & Co., Valley National Bancorp, Bogota Financial Corp. Common Stock, and others. These companies compete in similar markets and product categories.

Who does Columbia Financial, Inc. partner with?

Columbia Financial, Inc.'s notable partners include Northfield Bancorp, Inc., Fannie Mae, Freddie Mac, and others.

What subsidiaries does Columbia Financial, Inc. have?

Columbia Financial, Inc.'s subsidiaries include Columbia Bank, First Jersey Title Services, Inc., Columbia Insurance Services, Inc., and others.

Where is Columbia Financial, Inc. headquartered?

Columbia Financial, Inc. is headquartered in United States of America and employs approximately 774 people. It has been publicly traded since 2018.

Columbia Financial, Inc.

CLBK

Columbia Financial, Inc. is a regional bank holding company that operates through its primary subsidiary, Columbia Bank, a federal savings bank.

Market cap

$1.13B-22.8%

Revenue$267.0M+41.3%

Net income$56.0M+3,602%

Free cash flow$64.3M+621%

EPS (diluted)$0.56+5,700%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

April 20, 2026

Revenue$67.1MBeat by $5.5M EPS$0.15Miss by $0.01

Read the full report

Next report

Date not yet announced

Financials

Q1 2026

Income statement

See full

Revenue$67.1M+14.2%

Net income$13.1M+47.2%

EPS (diluted)$0.13+44.4%

Balance sheet

See full

Cash & equivalents$276.9M+8.1%

Total debt$1.3B+12.1%

Total equity$1.2B+6.7%

Total assets$11.0B+3.8%

Cash flow

See full

Operating cash flow$3.1M+299%

CapEx$1.9M-35.7%

Free cash flow$1.3M+128%

Valuation & ratios

Valuation

See full

Market cap$1.13B-22.8%

Enterprise value$2.11B-16.2%

P/E20.2×-220×

P/S4.2×-3.2×

Profitability

See full

Net margin21%+20.2pp

FCF margin24.1%+19.4pp

Returns & leverage

See full

Return on equity4.9%+4.8pp

Debt / equity1.1×+0.1×

Segments

By product

See full

Demand deposit account fees$2.0M+8.4%

Other non-interest income$1.7M+9.2%

Title insurance fees$658.0K+1.9%

Insurance agency income$286.0K+327%

Competitors

By market cap

JPMorgan Chase$946.85B+15.4%

Valley National Bank$7.9B+48.8%

Columbia Financial, Inc.$1.1B-23.8%

PCB Bancorp$398.4M+29.7%

Bogota Financial Corp.$115.0M+11.6%

Sound Financial Bancorp$107.3M-6.4%

Pathfinder Bancorp$100.1M+9.1%

Catalyst Bancorp, Inc.$70.3M+37.8%

By revenue growth

Columbia Financial, Inc.+41.3%

Bogota Financial Corp.+30.3%

PCB Bancorp+16.0%

JPMorgan Chase+13.5%

Valley National Bank+12.2%

Sound Financial Bancorp+9.4%

Catalyst Bancorp, Inc.-3.1%

Pathfinder Bancorp-12.2%

By net margin

PCB Bancorp33.92%+5.8pp

JPMorgan Chase32.63%+0.4pp

Valley National Bank32.21%+8.6pp

Columbia Financial, Inc.20.96%+21.8pp

Sound Financial Bancorp19.07%+5.2pp

Catalyst Bancorp, Inc.18.19%+45.5pp

Bogota Financial Corp.11.8%+19.2pp

Pathfinder Bancorp-5.46%-13.6pp

Profile

Columbia Financial, Inc. is a regional bank holding company that operates through its primary subsidiary, Columbia Bank, a federal savings bank. The company provides a comprehensive suite of traditional financial services, including commercial and consumer lending, deposit products, and wealth management. It serves businesses and individuals across New Jersey and the surrounding New York and Philadelphia metropolitan areas, emphasizing a community-oriented service model and growth through strategic acquisitions.

Competitive position

A leading community-focused regional bank in New Jersey with a significant presence in the New York and Philadelphia metropolitan suburbs.

GeographiesNew Jersey, New York, Pennsylvania, United States

Customer segmentsRetail, Commercial, Municipal, SME

Business modelInterest Income, Fee-based Services, Traditional Banking

SuppliersFederal Home Loan Bank of New York, Federal Reserve Bank, Depositors, Technology and Core Banking Platform Providers

CustomersResidential Homeowners, Commercial Real Estate Investors, Local Municipalities, Small and Medium Enterprises

CountryUnited States of America

Listed2018

Employees774.0

CEOThomas J. Kemly

SectorFinancial Services

IndustryBanks - Regional

Websitecolumbiabankonline.com

FilingsSEC EDGAR

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Questions, answered.

What is Columbia Financial, Inc.'s market cap?: Columbia Financial, Inc. (CLBK) has a market capitalization of $1.1B and trades on NASDAQ.
What is Columbia Financial, Inc.'s revenue and profitability?: Columbia Financial, Inc. generated $267.0M in trailing twelve-month revenue with net income of $56.0M, representing a net margin of 21.0%, with free cash flow of $64.3M. These figures are based on the Q1 2026 filing.
Who are Columbia Financial, Inc.'s competitors?: Columbia Financial, Inc.'s key competitors include JPMorgan Chase & Co., Valley National Bancorp, Bogota Financial Corp. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Columbia Financial, Inc. partner with?: Columbia Financial, Inc.'s notable partners include Northfield Bancorp, Inc., Fannie Mae, Freddie Mac, and others.
What subsidiaries does Columbia Financial, Inc. have?: Columbia Financial, Inc.'s subsidiaries include Columbia Bank, First Jersey Title Services, Inc., Columbia Insurance Services, Inc., and others.
Where is Columbia Financial, Inc. headquartered?: Columbia Financial, Inc. is headquartered in United States of America and employs approximately 774 people. It has been publicly traded since 2018.