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Unpaid claimsPremiums earned, grossCeded premiumsPremiums earned, net (Net of ceded premiums of $375, $399, and $444 for the year ended December 31, 2025, 2024, and 2023, respectively.)Claims incurred, grossPolicyholder Benefits and Claims Incurred, CededNet medical claims incurredReinsurance recoverable on paid claims, gross and net