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CNA Financial CNA Q4 2025 Annual earnings

Reported February 9, 2026 · Before market open

Revenue$3.8BBeat by $875.0M
EPS$1.16Miss by $0.04
Revenue estimate$2.9B
EPS estimate$1.20

Next report

Nov 2, 2026 (in 2 months)
Revenue estimate$3.0B
EPS estimate$1.19

Financials

Q4 2025

Income statement

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Revenue$3.8B+3.8%
Net income$302.0M+1,338%
EPS (diluted)$1.11+1,287%

Balance sheet

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Cash & equivalents$425.0M-10.0%
Total debt$3.2B-0.7%
Total equity$11.6B+10.5%
Total assets$69.4B+4.4%

Cash flow

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Operating cash flow$570.0M-18.9%
CapEx$28.0M-26.3%
Free cash flow$542.0M-18.5%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$12.92B-1.4%
Enterprise value$15.69B-1.0%
P/E10.1×-3.5×
P/S0.9×-0.1×

Profitability

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Net margin8.5%+1.8pp
FCF margin16%-1.3pp

Returns & leverage

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Return on equity11.5%+2.1pp
Debt / equity0.3×0.0×

Segments

By product

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Management & Professional Liability$805.0M+2.8%
Construction$526.0M-1.1%
Middle Markets$495.0M+5.8%
Other Commercial$483.0M+13.9%
Warranty & Alternative Risks$434.0M-2.0%

By segment

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Commercial$1.7B+4.8%
Specialty$1.5B+1.7%
International$375.0M+5.6%
Life & Group$332.0M-1.8%
Corporate & Other$21.0M+16.7%

FAQ

When did CNA Financial report Q4 2025 earnings?
CNA Financial (CNA) reported Q4 2025 earnings on February 9, 2026 before market open.
What were CNA Financial's Q4 2025 revenue and EPS?
CNA Financial reported revenue of $3.8B and eps of $1.16 for Q4 2025.
Did CNA Financial beat estimates in Q4 2025?
Revenue beat the consensus estimate of $2.9B by $875.0M. EPS missed the consensus estimate of $1.20 by $0.04.
How did CNA Financial's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 4.0% from $3.6B a year earlier and eps declined 7.2% from $1.25.
Where can I find CNA Financial's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000021175-26-000008) and the 10-K periodic report (0000021175-26-000011) directly on SEC EDGAR. The filing index links above go to sec.gov.