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CNA Financial CNA Commercial — Gross IBNR Reserves
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Where this comes from
Reported directly by CNA Financial in its filing.
Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredButNotReportedIBNRClaimsAmount.
The source filing: CNA Financial’s 10-K, filed February 10, 2026.
- Filed
- Feb 10, 2026, 8:11 AM EST
- Fiscal year
- FY2025
- Accession
- 0000021175-26-000011
| December 31, 2025 | Specialty | Commercial | International | Life & Group | Corporate & Other | Total |
|---|---|---|---|---|---|---|
| (In millions) | ||||||
| Gross Case Reserves | $2,166 | $4,093 | $1,052 | $556 | $1,196 | $9,063 |
| Gross IBNR Reserves | 5,618 | 8,156 | 2,324 | 35 | 1,403 | 17,536 |
| Total Gross Carried Claim and Claim Adjustment Expense Reserves | $7,784 | $12,249 | $3,376 | $591 | $2,599 | $26,599 |
| Net Case Reserves | $1,801 | $3,508 | $880 | $506 | $119 | $6,814 |
| Net IBNR Reserves | 4,387 | 7,188 | 1,961 | 29 | 238 | 13,803 |
| Total Net Carried Claim and Claim Adjustment Expense Reserves | $6,188 | $10,696 | $2,841 | $535 | $357 | $20,617 |
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is CNA Financial's commercial — gross IBNR reserves?
- CNA Financial (CNA) reported commercial — gross IBNR reserves of $8.16B in Q4 2025.
- How has CNA Financial's commercial — gross IBNR reserves changed year-over-year?
- CNA Financial's commercial — gross IBNR reserves increased by 6.7% year-over-year, from $7.65B to $8.16B.
- What does commercial — gross IBNR reserves mean?
- The estimated liability for claims that have been incurred by the policyholder but have not yet been reported to the insurer, calculated on a gross basis. This figure is based on actuarial projections of future claim emergence and is essential for ensuring the company remains solvent for long-tail insurance lines. It represents the 'unknown' portion of the company's total claim liability.
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