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CNA Financial CNA Commercial — Net earned premiums

Other segment segments

Specialty
$852M+2.7%
International
$334M+7.7%
Life & Group
$103M-2.8%
Corporate & Other
$0

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$323.99M+25.0%

Other financials

Income statement

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Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

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Market cap$14.16B+9.9%
Enterprise value$16.61B+7.3%
P/E11.7×-3.0×
P/S0.9×+0.1×

Profitability

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Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: CNA Financial’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 6:22 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000021175-26-000031
Three months ended March 31, 2026 / (In millions)SpecialtyCommercialInternationalLife &GroupCorporate& OtherEliminationsTotal
Operating revenues
Net earned premiums$852$1,412$334$103$2,701
Net investment income1421904322411610
Non-insurance warranty revenue374374
Other revenues193(3)10
Total operating revenues1,3691,61137732714(3)3,695
Claims, benefits and expenses
Net incurred claims and benefits5861,076204314(17)2,163

Item 1. Condensed Consolidated Financial Statements

FAQ

What is CNA Financial's commercial — net earned premiums?
CNA Financial (CNA) reported commercial — net earned premiums of $1.41B in Q1 2026.
How has CNA Financial's commercial — net earned premiums changed year-over-year?
CNA Financial's commercial — net earned premiums increased by 2.3% year-over-year, from $1.38B to $1.41B.
What is the long-term trend for CNA Financial's commercial — net earned premiums?
Over 4 years (2021 to 2025), CNA Financial's commercial — net earned premiums has grown at a 12.5% compound annual growth rate (CAGR), from $3.55B to $5.7B.
What does commercial — net earned premiums mean?
This metric represents the portion of written premiums that corresponds to the expired portion of the insurance policy period. It is the primary revenue stream for the commercial segment, reflecting the actual insurance coverage provided during the reporting period. It excludes unearned premiums that are deferred to future periods.

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