Skip to content
Screener

CNA Financial CNA Surety — Year 1

Similar metrics at other companies

United Fire Group logo
UFCSPersonal — Year 1
51.3%-3.8pp
Hagerty logo
HGTYAuto — Year 1
62%+0.7pp
Greenlight Capital RE, Ltd. logo
GLRECasualty — Year 1
23.2%-0.4pp
Greenlight Capital RE, Ltd. logo
GLREFinancial — Year 1
28%-12.6pp
Greenlight Capital RE, Ltd. logo
GLREHealth — Year 1
114.6%0.0pp
Greenlight Capital RE, Ltd. logo
GLREMultiline — Year 1
90.2%-4.2pp

Other financials

Income statement

See full
Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

See full
Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

See full
Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

See full
Market cap$14.16B+9.9%
Enterprise value$16.61B+7.3%
P/E11.7×-3.0×
P/S0.9×+0.1×

Profitability

See full
Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

See full
Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: CNA Financial’s 10-K, filed February 10, 2026.

Filed
Feb 10, 2026, 8:11 AM EST
Fiscal year
FY2025
Accession
0000021175-26-000011
Specialty
Medical Professional Liability3.6%16.6%21.4%16.7%13.2%9.7%6.1%2.9%1.8%0.4%
Other Professional Liability and Management Liability6.4%19.5%19.8%15.0%11.5%7.3%5.8%4.7%3.5%0.7%
Surety (1)15.2%36.2%12.9%8.4%6.3%9.2%(0.9)%2.6%
Commercial
Commercial Auto22.6%22.5%19.1%15.2%10.7%5.5%2.6%0.9%0.7%
General Liability3.4%12.1%15.5%16.6%14.5%9.8%8.4%5.4%5.4%4.0%
Workers' Compensation17.6%24.2%14.5%8.8%5.8%3.8%2.3%1.2%0.8%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is CNA Financial's surety — year 1?
CNA Financial (CNA) reported surety — year 1 of 15.2% in Q4 2025.
How has CNA Financial's surety — year 1 changed year-over-year?
CNA Financial's surety — year 1 decreased by 12.1% year-over-year, from 17.3% to 15.2%.
What does surety — year 1 mean?
This represents the first year of development for claims in the surety segment, measuring the initial change in reserve estimates for the most recent accident year. It provides an early look at the accuracy of initial underwriting assumptions and claim frequency. This is a critical data point for identifying emerging trends in the current book of business.

Ask your AI about CNA Financial's surety — year 1.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude