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CNA Financial CNA Surety — Year 7

Similar metrics at other companies

The Hartford Financial Services Group logo
HIGSurety Product Line — 7th Year
-0.3%-0.1pp
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LTRSurety — Shortduration Insurance Contracts Net Historical Claim Duration Year Seven
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LTRSurety — Short Duration Insurance Contracts Historical Claim Duration Year Seven
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Other financials

Income statement

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Revenue$3.7B+1.4%
Net income$211.0M-23.0%
EPS (diluted)$0.78-22.0%

Balance sheet

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Cash & equivalents$522.0M+8.1%
Total debt$3.0B-0.1%
Total equity$10.9B+5.6%
Total assets$68.6B+1.8%

Cash flow

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Operating cash flow$393.0M-38.4%
CapEx$13.0M-27.8%
Free cash flow$380.0M-38.7%

Valuation

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Market cap$12.04B-9.7%
Enterprise value$14.49B-8.4%
P/E9.9×-5.0×
P/S0.8×-0.1×

Profitability

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Net margin8.1%+1.9pp
FCF margin14.4%-3.7pp

Returns & leverage

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Return on equity11.5%+2.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by CNA Financial in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: CNA Financial’s 10-K, filed February 10, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CNA Financial's surety — year 7?
CNA Financial (CNA) reported surety — year 7 of -0.9% in Q4 2025.
How has CNA Financial's surety — year 7 changed year-over-year?
CNA Financial's surety — year 7 increased by 60.9% year-over-year, from -2.3% to -0.9%.
What does surety — year 7 mean?
The total net claims costs for Surety insurance policies after seven years of development.
How do you interpret surety — year 7?
A decrease suggests that reserves were conservatively set, while an increase indicates potential under-reserving for older accident years.
How does surety — year 7 compare across companies?
Commonly reported in insurance loss development triangles for long-tail lines.