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CNH Industrial N.V. CNH BRAZIL — Allowance for credit losses

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AESBR — Notes Receivable Net
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APTVBrazil — Loss contingency accrual
$5M-75.0%
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ACRSouth America — Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
$9.3M-51.3%
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FCFSLatin America — Finance receivables, net
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GLTexas — Financing Receivable, before Allowance for Credit Loss
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CCKBrazil — Long-Lived Assets
$503M+5.2%

Other financials

Income statement

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Revenue$3.8B-0.1%
Gross profit$1.2B-3.0%
Net income$7.0M-94.7%
EPS (diluted)$0.01-90.0%

Balance sheet

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Cash & equivalents$1.6B-5.4%
Total debt$26.2B-0.4%
Total equity$7.4B+31.9%
Total assets$42.0B0.0%

Cash flow

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Operating cash flow$35.0M-78.4%

Valuation

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Market cap$12.97B-11.0%
Enterprise value$37.56B-4.2%
P/E33.6×+19.2×
P/S0.7×-0.1×

Profitability

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Gross margin31.3%-1.2pp
Net margin2.1%-3.2pp

Returns & leverage

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Return on equity33.5%
Debt / equity3.2×

Where this comes from

Reported directly by CNH Industrial N.V. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: CNH Industrial N.V.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CNH Industrial N.V.'s BRAZIL — allowance for credit losses?
CNH Industrial N.V. (CNH) reported BRAZIL — allowance for credit losses of $131M in Q1 2026.
What does BRAZIL — allowance for credit losses mean?
The amount of money set aside to cover potential losses from customers or dealers in Brazil who may fail to repay their equipment loans.
How do you interpret BRAZIL — allowance for credit losses?
An increase suggests rising credit risk or a deteriorating economic environment in the region, while a decrease may indicate improved borrower creditworthiness or more conservative lending standards.
How does BRAZIL — allowance for credit losses compare across companies?
Peers in the heavy machinery and industrial finance sectors typically report this as a percentage of total finance receivables, allowing for comparison of credit quality across different geographic markets.