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CNH Industrial N.V. CNH BRAZIL — Allowance for credit losses

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Other financials

Income statement

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Revenue$3.8B-0.1%
Gross profit$1.2B-3.0%
Net income$7.0M-94.7%
EPS (diluted)$0.01-90.0%

Balance sheet

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Cash & equivalents$1.6B-5.4%
Total debt$26.2B-0.4%
Total equity$7.4B+31.9%
Total assets$42.0B0.0%

Cash flow

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Operating cash flow$35.0M-78.4%

Valuation

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Market cap$17.35B+11.7%
Enterprise value$41.94B+3.0%
P/E45×+26.1×
P/S+0.1×

Profitability

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Gross margin31.3%-1.2pp
Net margin2.1%-3.2pp

Returns & leverage

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Return on equity33.5%
Debt / equity3.2×

Where this comes from

Reported directly by CNH Industrial N.V. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The source filing: CNH Industrial N.V.’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:04 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001567094-26-000011

As of March 31, 2026, the allowance for credit losses included an increase in retail reserves of $131 million for Brazil as compared to March 31, 2025. This increase reflects Brazilian market conditions, primarily related to current crop prices, flooding and drought events. The allowance for credit losses is included in "Selling, general and administrative" expenses in the Consolidated Statements of Operations.

Item 1F. Financial Statements and Notes to Consolidated Financial Statements

FAQ

What is CNH Industrial N.V.'s BRAZIL — allowance for credit losses?
CNH Industrial N.V. (CNH) reported BRAZIL — allowance for credit losses of $131M in Q1 2026.
What does BRAZIL — allowance for credit losses mean?
This metric represents the estimated amount of receivables within the Brazil geographic segment that the company expects will not be collected from customers or dealers. It serves as a contra-asset account that adjusts the gross value of finance receivables to their net realizable value based on historical loss experience and current economic conditions. This figure is critical for assessing the credit risk profile of the regional financing portfolio.

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