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CNH Industrial N.V. CNH Financial Services — Credit facility

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Other financials

Income statement

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Revenue$3.8B-0.1%
Gross profit$1.2B-3.0%
Net income$7.0M-94.7%
EPS (diluted)$0.01-90.0%

Balance sheet

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Cash & equivalents$1.6B-5.4%
Total debt$26.2B-0.4%
Total equity$7.4B+31.9%
Total assets$42.0B0.0%

Cash flow

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Operating cash flow$35.0M-78.4%

Valuation

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Market cap$17.35B+11.7%
Enterprise value$41.94B+3.0%
P/E45×+26.1×
P/S+0.1×

Profitability

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Gross margin31.3%-1.2pp
Net margin2.1%-3.2pp

Returns & leverage

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Return on equity33.5%
Debt / equity3.2×

Where this comes from

Reported directly by CNH Industrial N.V. in its filing.

Tagged under the XBRL concept us-gaap:LineOfCreditFacilityRemainingBorrowingCapacity.

The source filing: CNH Industrial N.V.’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 4:14 PM EST
Fiscal year
FY2025
Accession
0001567094-26-000006

Lenders of committed credit facilities have the obligation to make advances up to the facility amount. Lenders of uncommitted facilities have the right to terminate the agreement with prior notice to CNH. At December 31, 2025, CNH's available committed unsecured facilities expiring after twelve months amounted to $6.5 billion, of which $1.3 billion for Financial Services ($5.5 billion at December 31, 2024, of which $1.2 billion for Financial Services).

Item 16. Form 10-K Summary

FAQ

What is CNH Industrial N.V.'s financial services — credit facility?
CNH Industrial N.V. (CNH) reported financial services — credit facility of $1.3B in Q4 2025.
How has CNH Industrial N.V.'s financial services — credit facility changed year-over-year?
CNH Industrial N.V.'s financial services — credit facility increased by 8.3% year-over-year, from $1.2B to $1.3B.
What does financial services — credit facility mean?
The total capacity and utilization of external borrowing arrangements available to the financial services segment to fund its lending activities. This reflects the segment's access to liquidity and its ability to manage funding requirements.

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