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CNH Industrial N.V. CNH Financial Services — Restructuring expenses

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Other financials

Income statement

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Revenue$3.8B-0.1%
Gross profit$1.2B-3.0%
Net income$7.0M-94.7%
EPS (diluted)$0.01-90.0%

Balance sheet

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Cash & equivalents$1.6B-5.4%
Total debt$26.2B-0.4%
Total equity$7.4B+31.9%
Total assets$42.0B0.0%

Cash flow

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Operating cash flow$35.0M-78.4%

Valuation

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Market cap$17.35B+11.7%
Enterprise value$41.94B+3.0%
P/E45×+26.1×
P/S+0.1×

Profitability

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Gross margin31.3%-1.2pp
Net margin2.1%-3.2pp

Returns & leverage

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Return on equity33.5%
Debt / equity3.2×

Where this comes from

Reported directly by CNH Industrial N.V. in its filing.

Tagged under the XBRL concept us-gaap:RestructuringCharges.

The source filing: CNH Industrial N.V.’s 10-Q, filed November 7, 2025.

Filed
Nov 7, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0001567094-25-000011
Line itemAgricultureConstructionFinancial Services(1)Total
Selling, general and administrative expenses(2)(280)(66)(168)
Research and development expenses(205)(27)
Interest expense (Financial Services)(339)
Restructuring Expenses (Financial Services)1
Other, net (Financial Services)(122)
Equity in income of joint ventures116
Adjusted EBIT [A]13714n/a
Income before income taxes [B]n/an/a62

Item 1F. Financial statements and notes to consolidated financial statements

FAQ

What is CNH Industrial N.V.'s financial services — restructuring expenses?
CNH Industrial N.V. (CNH) reported financial services — restructuring expenses of -$1M in Q3 2025.
What does financial services — restructuring expenses mean?
Represents costs associated with the reorganization, consolidation, or downsizing of the financial services division to improve operational efficiency. These expenses typically include severance, facility closure costs, and related professional fees.

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