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CNH Industrial N.V. CNH Financial Services — Risk cost

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Other financials

Income statement

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Revenue$3.8B-0.1%
Gross profit$1.2B-3.0%
Net income$7.0M-94.7%
EPS (diluted)$0.01-90.0%

Balance sheet

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Cash & equivalents$1.6B-5.4%
Total debt$26.2B-0.4%
Total equity$7.4B+31.9%
Total assets$42.0B0.0%

Cash flow

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Operating cash flow$35.0M-78.4%

Valuation

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Market cap$12.97B-11.0%
Enterprise value$37.56B-4.2%
P/E33.6×+19.2×
P/S0.7×-0.1×

Profitability

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Gross margin31.3%-1.2pp
Net margin2.1%-3.2pp

Returns & leverage

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Return on equity33.5%
Debt / equity3.2×

Where this comes from

Reported directly by CNH Industrial N.V. in its filing.

Tagged under the XBRL concept us-gaap:RestructuringAndRelatedCostIncurredCost.

The official record: CNH Industrial N.V.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CNH Industrial N.V.'s financial services — risk cost?
CNH Industrial N.V. (CNH) reported financial services — risk cost of $74M in Q1 2026.
How has CNH Industrial N.V.'s financial services — risk cost changed year-over-year?
CNH Industrial N.V.'s financial services — risk cost increased by 48.0% year-over-year, from $50M to $74M.
What is the long-term trend for CNH Industrial N.V.'s financial services — risk cost?
Over 3 years (2022 to 2025), CNH Industrial N.V.'s financial services — risk cost has grown at a 63.2% compound annual growth rate (CAGR), from $72M to $313M.
What does financial services — risk cost mean?
The estimated expense for potential losses on loans and leases provided to customers.
How do you interpret financial services — risk cost?
An increase suggests higher credit risk or a weakening economic environment for borrowers, while a decrease indicates improved portfolio quality.
How does financial services — risk cost compare across companies?
Similar to 'Provision for Credit Losses' or 'Net Charge-offs' in banking and captive finance peers.