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CNO Financial Group CNO Long-term care — Interest accretion

Other product segments

Supplemental health
$43M+1.7%
Traditional life
$29.7M+2.8%
Medicare supplement
$2.5M-3.8%

Similar metrics at other companies

Lincoln National logo
LNCGroup Protection — Interest accretion
$55M+10.0%
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LNCPayout Annuities — Interest accretion
$22M0.0%
Lincoln National logo
LNCTraditional Life — Interest accretion
$36M-2.7%
Lincoln National logo
LNCUL and Other — Interest accretion
$248M+8.8%
MetLife logo
METLong-term Care — Interest Expense (2)
$213M+2.9%
Equitable Holdings logo
EQHTerm — Interest Accretion
$15M-6.3%

Other financials

Income statement

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Revenue$1.3B+11.6%
Net income$125.9M+37.1%
EPS (diluted)$1.33+46.2%

Balance sheet

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Cash & equivalents$1.3B+60.0%
Total debt$1.4B-41.0%
Total equity$2.6B+2.7%
Total assets$39.9B+6.8%

Cash flow

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Operating cash flow$156.6M+7.6%

Valuation

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Market cap$5.14B+43.3%
P/E18.4×+6.6×
P/S1.1×+0.3×

Profitability

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Net margin6%-1.0pp

Returns & leverage

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Return on equity10.9%-1.4pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by CNO Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitInterestExpense.

The source filing: CNO Financial Group’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001224608-26-000064
Line itemGross premiums (a) / Six months ended / June 30, 2026Gross premiums (a) / Six months ended / June 30, 2025Interest accretion (b) / Six months ended / June 30, 2026Interest accretion (b) / Six months ended / June 30, 2025
Other annuities$4.3$3.3$6.3$6.5
Supplemental health379.1369.285.984.6
Medicare supplement338.0310.84.95.1
Long-term care182.0175.287.587.6
Traditional life369.5367.159.357.9
Total$1,272.9$1,225.6$243.9$241.7

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is CNO Financial Group's long-term care — interest accretion?
CNO Financial Group (CNO) reported long-term care — interest accretion of $43.7M in Q2 2026.
How has CNO Financial Group's long-term care — interest accretion changed year-over-year?
CNO Financial Group's long-term care — interest accretion decreased by 0.2% year-over-year, from $43.8M to $43.7M.
What is the long-term trend for CNO Financial Group's long-term care — interest accretion?
Over 4 years (2021 to 2025), CNO Financial Group's long-term care — interest accretion has grown at a 0.7% compound annual growth rate (CAGR), from $170.1M to $175M.
What does long-term care — interest accretion mean?
Reflects the periodic increase in the carrying value of insurance liabilities due to the passage of time, calculated based on the discount rate used at policy inception. It represents the non-cash expense associated with the time value of money for long-term policy obligations.

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