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CNO Financial Group CNO Supplemental health — Flooring impact

Other product segments

Medicare supplement
$1.3M+85.7%
Long-term care
$0
Traditional life
$0

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PRUTotal — Flooring impact, EOP
$294M+58.1%

Other financials

Income statement

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Revenue$1.3B+11.6%
Net income$125.9M+37.1%
EPS (diluted)$1.33+46.2%

Balance sheet

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Cash & equivalents$1.3B+60.0%
Total debt$1.4B-41.0%
Total equity$2.6B+2.7%
Total assets$39.9B+6.8%

Cash flow

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Operating cash flow$156.6M+7.6%

Valuation

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Market cap$5.14B+43.3%
P/E18.4×+6.6×
P/S1.1×+0.3×

Profitability

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Net margin6%-1.0pp

Returns & leverage

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Return on equity10.9%-1.4pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by CNO Financial Group in its filing.

Tagged under the XBRL concept cno:LiabilityForFuturePolicyBenefitFlooringImpact.

The source filing: CNO Financial Group’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001224608-26-000064
Net liability for future policy benefits$$3,352.0$$192.6$$3,182.5$$2,450.1$$251.5$$9,428.7
Flooring impact1.31.3
Adjusted net liability for future policy benefits3,352.0193.93,182.52,450.1251.59,430.0
Related reinsurance recoverable(1.6)(385.4)(149.6)(536.6)
Net liability for future policy benefits, net of reinsurance recoverable$$3,350.4$$193.9$$2,797.1$$2,300.5$$251.5$$8,893.4

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is CNO Financial Group's supplemental health — flooring impact?
CNO Financial Group (CNO) reported supplemental health — flooring impact of $0 in Q2 2026.
What is the long-term trend for CNO Financial Group's supplemental health — flooring impact?
Over 3 years (2022 to 2025), CNO Financial Group's supplemental health — flooring impact has grown at a -100.0% compound annual growth rate (CAGR), from $62.6M to $0.
What does supplemental health — flooring impact mean?
Captures the financial impact of applying a minimum threshold or 'floor' to the discount rates used in the valuation of supplemental health insurance liabilities. This adjustment ensures that liabilities are not understated during periods of extremely low interest rates. It reflects the conservative actuarial approach taken to maintain solvency and reserve adequacy.

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