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CNO Financial Group CNO Future policy benefits

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Segments

By product

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Supplemental health$3.35B+2.8%
Long-term care$3.18B+0.2%
Traditional life$2.45B+1.8%
Medicare supplement$192.6M-7.2%

Other financials

Income statement

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Revenue$1.3B+11.6%
Net income$125.9M+37.1%
EPS (diluted)$1.33+46.2%

Balance sheet

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Cash & equivalents$1.3B+60.0%
Total debt$1.4B-41.0%
Total equity$2.6B+2.7%
Total assets$39.9B+6.8%

Cash flow

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Operating cash flow$156.6M+7.6%

Valuation

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Market cap$5.14B+43.3%
P/E18.4×+6.6×
P/S1.1×+0.3×

Profitability

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Net margin6%-1.0pp

Returns & leverage

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Return on equity10.9%-1.4pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by CNO Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The source filing: CNO Financial Group’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001224608-26-000064
Net liability for future policy benefits$$3,352.0$$192.6$$3,182.5$$2,450.1$$251.5$$9,428.7
Flooring impact1.31.3
Adjusted net liability for future policy benefits3,352.0193.93,182.52,450.1251.59,430.0
Related reinsurance recoverable(1.6)(385.4)(149.6)(536.6)
Net liability for future policy benefits, net of reinsurance recoverable$$3,350.4$$193.9$$2,797.1$$2,300.5$$251.5$$8,893.4

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is CNO Financial Group's future policy benefits?
CNO Financial Group (CNO) reported future policy benefits of $9.43B in Q2 2026.
How has CNO Financial Group's future policy benefits changed year-over-year?
CNO Financial Group's future policy benefits increased by 1.2% year-over-year, from $9.31B to $9.43B.
What is the long-term trend for CNO Financial Group's future policy benefits?
Over 5 years (2020 to 2025), CNO Financial Group's future policy benefits has grown at a -9.6% compound annual growth rate (CAGR), from $15.7B to $9.48B.
What does future policy benefits mean?
This liability represents the estimated present value of future benefits payable to policyholders under life, annuity, and health insurance contracts. It is a critical component of the balance sheet that reflects the long-term nature of insurance underwriting. Changes in this balance indicate shifts in the company's risk exposure and the expected duration of its insurance liabilities.

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