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CNO Financial Group CNO Insurance Liabilities and Annuity Benefits

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Segments

By product

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Supplemental health$6B+0.8%
Traditional life$4.63B-0.3%
Long-term care$4.37B+1.6%
Medicare supplement$4.1B+14.5%

Other financials

Income statement

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Revenue$1.3B+11.6%
Net income$125.9M+37.1%
EPS (diluted)$1.33+46.2%

Balance sheet

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Cash & equivalents$1.3B+60.0%
Total debt$1.4B-41.0%
Total equity$2.6B+2.7%
Total assets$39.9B+6.8%

Cash flow

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Operating cash flow$156.6M+7.6%

Valuation

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Market cap$5.14B+43.3%
P/E18.4×+6.6×
P/S1.1×+0.3×

Profitability

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Net margin6%-1.0pp

Returns & leverage

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Return on equity10.9%-1.4pp
Debt / equity0.5×-0.4×

Where this comes from

Reported directly by CNO Financial Group in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitBeforeReinsuranceAfterDiscountRateChange.

The source filing: CNO Financial Group’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:14 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001224608-26-000064
Effect of actual variances from expected experience18.130.9(44.5)(57.3)(0.5)(53.3)
Adjusted beginning of period PVEFPB6,361.54,015.54,375.24,820.0270.619,842.8
Issuances132.2419.389.9184.13.5829.0
Interest accrual147.288.7115.5106.96.3464.6
Benefit payments(212.9)(268.4)(145.1)(235.5)(15.1)(877.0)
Ending PVEFPB at original discount rate6,428.04,255.14,435.54,875.5265.320,259.4
Effect of changes in discount rate assumptions, end of period(426.3)(160.1)(65.2)(249.1)(13.8)(914.5)
PVEFPB, end of period$$6,001.7$$4,095.0$$4,370.3$$4,626.4$$251.5$$19,344.9

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is CNO Financial Group's insurance liabilities and annuity benefits?
CNO Financial Group (CNO) reported insurance liabilities and annuity benefits of $19.34B in Q2 2026.
How has CNO Financial Group's insurance liabilities and annuity benefits changed year-over-year?
CNO Financial Group's insurance liabilities and annuity benefits increased by 3.2% year-over-year, from $18.74B to $19.34B.
What does insurance liabilities and annuity benefits mean?
This represents the total aggregate liability held by the insurer to cover future claims, annuity payments, and other contractual obligations to policyholders. It is a fundamental indicator of the company's long-term financial commitments and the scale of its insurance operations. Investors use this to evaluate the overall size of the insurance book and the adequacy of reserves relative to policyholder obligations.

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