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Year five at other companies

Customers Bancorp logo
Customers BancorpCUBI
$2.75B+161%
Northwest Bancshares logo
Northwest BancsharesNWBI
$1.44B+8.5%
International Bancshares logo
International BancsharesIBOC
$829.22M+25.2%
Capital Bancorp logo
Capital BancorpCBNK
$385.95M+47.6%

Other financials

Income statement

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Revenue$73.4M
Net income$37.8M+86.8%
EPS (diluted)$0.75

Balance sheet

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Cash & equivalents$344.5M+17.7%
Total debt$858.0M+36.7%
Total equity$1.6B+27.0%
Total assets$14.2B+45.6%

Cash flow

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Operating cash flow$15.3M+2.9%
CapEx$1.3M+389%
Free cash flow$14.0M-4.1%

Valuation

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Market cap$1.8B+56.3%
Enterprise value$2.31B+68.4%
P/E18.3×-12.3×

Profitability

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Net margin44.8%
FCF margin57.3%

Returns & leverage

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Return on equity6.9%+0.7pp
Debt / equity0.5×0.0×

Where this comes from

Reported directly by Center Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear.

The source filing: Center Bancorp’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:01 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001437749-26-014866
Line itemTerm loans amortized cost basis by origination year / 2026Term loans amortized cost basis by origination year / 2025Term loans amortized cost basis by origination year / 2024Term loans amortized cost basis by origination year / 2023Term loans amortized cost basis by origination year / 2022Term loans amortized cost basis by origination year / PriorRevolving LoansTotal Gross Loans
YTD gross charge-offs--------
Total
Pass$406,160$1,465,215$737,614$520,527$1,841,552$3,890,145$2,613,157$11,474,370
Special mention----36,63174,6113,562114,804
Substandard5,8931464,0103,02325,02767,88043,940149,919
Doubtful--------
Grand total$412,053$1,465,361$741,624$523,550$1,903,210$4,032,636$2,660,659$11,739,093
YTD gross charge-offs--$39-$1,005$5,642$437$7,123

Document

FAQ

What is Center Bancorp's year five?
Center Bancorp (CNOB) reported year five of $1.9B in Q1 2026.
What does year five mean?
Represents the gross carrying amount of financing receivables maturing in the fifth year from the balance sheet date, excluding accrued interest. This data point is critical for evaluating the bank's long-term asset-liability matching and structural liquidity.

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