Income StatementBalance SheetCash FlowSegments
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Capital One Financial Business Segments

Business, geographic, and product segment breakdowns

Capital One Financial generates $58.7B in annual revenue across 3 key segments: Interchange fees, net ($7.2B), Other ($798.0M), and Service charges and other customer-related fees ($1.0B). Based on the Q1 2026 filing.

Interchange fees, net (TTM)$7.2BOther (TTM)$798.0MService charges and other customer-related fees (TTM)$1.0B
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$116.86B
P/E Ratio36.26
ROE3.67%

Products & Services

Customer reward expenses

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interchange Fees Contracts$2.3B$2.9B$2.9B$2.9B$2.9B—

Revenue from Contract with Customer, Excluding Assessed Tax

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interchange fees, net$1.3B$1.2B$1.5B$1.8B$1.9B$2.0B
Service charges and other customer-related fees$155.0M$105.0M$181.0M$292.0M$279.0M$249.0M
Other$195.0M$161.0M$185.0M$179.0M$237.0M$197.0M

Business Segments

Customer net revenue range

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Commercial Banking$500.0M$500.0M$500.0M$500.0M$500.0M$2.0B

Deposits

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Consumer Banking$318.3B$324.9B$414.0B$416.8B$423.9B$438.0B
Commercial Banking$31.7B$30.0B$29.2B$29.9B$31.3B$31.0B
Credit Card$0.0$0.0$0.0$0.0$0.0$0.0

Financing Receivable, before Allowance for Credit Loss

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$162.5B$157.2B$269.7B$271.0B$279.6B$270.6B
Commercial Banking$87.2B$87.5B$88.4B$88.9B$89.3B$90.3B
Consumer Banking$78.1B$78.9B$81.2B$83.2B$84.8B$86.9B

Financing Receivable, Credit Loss, Expense (Reversal)

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$2.4B$1.9B$11.1B$2.4B$3.7B$3.4B
Consumer Banking$328.0M$301.0M$252.0M$340.0M$409.0M$519.0M
Commercial Banking—$142.0M$81.0M$9.0M$55.0M$138.0M

Goodwill

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$5.4B$5.4B$6.5B$12.1B$11.9B$11.9B
Consumer Banking$4.6B$4.6B$6.9B$11.7B$11.5B$11.5B
Commercial Banking$5.1B$5.1B$5.1B$5.1B$5.1B$5.1B

Goodwill, Other Increase (Decrease)

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card-$24.0M$11.0M$23.0M——-$7.0M
Commercial Banking$0.0$0.0$0.0$0.0$0.0$0.0
Consumer Banking$0.0$0.0$0.0$0.0$0.0$0.0

Income (loss) from continuing operations before income taxes

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$1.1B$1.6B-$6.5B$3.8B$1.9B$2.5B
Consumer Banking$268.0M$244.0M$591.0M$551.0M$221.0M$395.0M
Commercial Banking$507.0M$256.0M$367.0M$375.0M$371.0M$273.0M

Income (loss) from continuing operations, net of tax

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$866.0M$1.2B-$4.9B$2.9B$1.4B$1.9B
Consumer Banking$205.0M$186.0M$450.0M$420.0M$169.0M$298.0M
Commercial Banking$388.0M$195.0M$280.0M$286.0M$282.0M$206.0M

Income tax provision

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$268.0M$382.0M-$1.5B$914.0M$445.0M$608.0M
Consumer Banking$63.0M$58.0M$141.0M$131.0M$52.0M$97.0M
Commercial Banking$119.0M$61.0M$87.0M$89.0M$89.0M$67.0M

Net interest income (loss)

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$5.8B$5.7B$7.3B$9.4B$9.5B$9.2B
Consumer Banking$2.0B$1.9B$2.2B$2.4B$2.3B$2.2B
Commercial Banking$587.0M$572.0M$602.0M$586.0M$574.0M$581.0M

Non-interest expense

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$3.8B$3.6B$4.4B$5.4B$6.1B$5.5B
Consumer Banking$1.5B$1.6B$1.7B$1.9B$2.3B$2.0B
Commercial Banking$518.0M$486.0M$489.0M$520.0M$504.0M$498.0M

Noninterest Income

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$1.6B$1.5B$1.8B$2.2B$2.2B$2.2B
Consumer Banking$182.0M$183.0M$394.0M$475.0M$623.0M$683.0M
Commercial Banking$366.0M$312.0M$335.0M$318.0M$356.0M$328.0M

Revenue (reduction) from other sources

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$325.0M$315.0M$450.0M$527.0M$503.0M$526.0M
Commercial Banking$196.0M$203.0M$223.0M$183.0M$239.0M$230.0M
Consumer Banking$3.0M-$1.0M$15.0M$11.0M$8.0M$1.0M

Revenue

SegmentQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Credit Card$7.4B$7.2B$9.1B$11.6B$11.7B$11.4B
Consumer Banking$2.1B$2.1B$2.6B$2.8B$2.9B$2.9B
Commercial Banking$953.0M$884.0M$937.0M$904.0M$930.0M$909.0M