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Columbia Banking Systems COLB Card-based fees — Revenue

Other product segments

Account Service Fees
$57M+23.9%
Transaction-based and overdraft service charges
$27M+3.8%
Service charges on deposits
$20M+5.3%
Financial services and trust revenue
$15M+200%

Similar metrics at other companies

Citizens Financial Group logo
CFGCard fees — Revenue from contracts with customers
$80M0.0%
Citizens Financial Group logo
CFGCard Fees — Revenue (Gross)
$59M-3.3%
Zions Bancorporation logo
ZIONCard fees — Total noninterest income from contracts with customers
$34M0.0%
Citigroup logo
CCredit and bank card income, card-related loan fees — Commissions and fees revenue
$207M+27.0%
East-West Bancorp logo
EWBCCard income — Revenue from contracts with customers
$1.03M+9.7%
Commerce Bancshares logo
CBSHBank card transaction fees — Non-interest income
$45.59M0.0%

Other financials

Income statement

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Revenue$677.0M+37.9%
Net income$192.0M+121%
EPS (diluted)$0.66+61.0%

Balance sheet

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Cash & equivalents$2.1B+1.3%
Total debt$166.0M+31.7%
Total equity$7.7B+46.3%
Total assets$66.0B+28.2%

Cash flow

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Operating cash flow$494.0M+305%
CapEx$17.0M
Free cash flow$477.0M+291%

Valuation

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Market cap$8.84B+55.0%
P/E13.5×+2.0×
P/S3.6×+0.6×

Profitability

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Net margin26.3%+0.8pp
FCF margin42.7%+13.6pp

Returns & leverage

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Return on equity10.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Columbia Banking Systems in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The official record: Columbia Banking Systems’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Columbia Banking Systems's card-based fees — revenue?
Columbia Banking Systems (COLB) reported card-based fees — revenue of $15M in Q1 2026.
How has Columbia Banking Systems's card-based fees — revenue changed year-over-year?
Columbia Banking Systems's card-based fees — revenue increased by 15.4% year-over-year, from $13M to $15M.
What is the long-term trend for Columbia Banking Systems's card-based fees — revenue?
Over 4 years (2021 to 2025), Columbia Banking Systems's card-based fees — revenue has grown at a 12.8% compound annual growth rate (CAGR), from $36.11M to $58.56M.
What does card-based fees — revenue mean?
Revenue earned from fees associated with credit and debit card transactions and related payment services.
How do you interpret card-based fees — revenue?
An increase suggests higher transaction volumes or improved fee structures within the bank's payment services portfolio, while a decrease may indicate lower consumer spending or increased competition in the payments space.
How does card-based fees — revenue compare across companies?
Peers typically report this under non-interest income or service charges on deposit accounts, often benchmarked against total assets or total non-interest income to assess the bank's fee-based revenue diversification.