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Columbia Banking Systems COLB Card-based fees — Revenue

Other product segments

Account Service Fees
$57M+23.9%
Transaction-based and overdraft service charges
$27M+3.8%
Service charges on deposits
$23M+16.9%
Financial services and trust revenue
$15M+157%

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GELFee-based revenues — Revenue
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HFBLDebit Card Interchange Fees — Revenue
$161K+4.0%
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FDSBAtm And Check Card Fees — Revenue
$97K+1.0%
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PFSDebit card and ATM fees — Revenue
$1.15M+0.4%

Other financials

Income statement

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Revenue$677.0M+32.5%
Net income$208.0M+36.8%
EPS (diluted)$0.730.0%

Balance sheet

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Cash & equivalents$648.0M-66.6%
Total debt$166.0M+31.7%
Total equity$7.6B+41.4%
Total assets$65.4B+26.0%

Cash flow

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Operating cash flow$494.0M+305%
CapEx$17.0M
Free cash flow$477.0M+291%

Valuation

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Market cap$8.87B+76.8%
P/E12.5×+3.0×
P/S3.3×+0.8×

Profitability

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Net margin26.8%+0.2pp
FCF margin42.7%+13.6pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Columbia Banking Systems in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Columbia Banking Systems’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:31 PM EDT
Accession
0000887343-26-000165

FAQ

What is Columbia Banking Systems's card-based fees — revenue?
Columbia Banking Systems (COLB) reported card-based fees — revenue of $17M in Q2 2026.
How has Columbia Banking Systems's card-based fees — revenue changed year-over-year?
Columbia Banking Systems's card-based fees — revenue increased by 16.8% year-over-year, from $14.56M to $17M.
What is the long-term trend for Columbia Banking Systems's card-based fees — revenue?
Over 4 years (2021 to 2025), Columbia Banking Systems's card-based fees — revenue has grown at a 12.8% compound annual growth rate (CAGR), from $36.11M to $58.56M.
What does card-based fees — revenue mean?
This metric represents the total revenue generated from card-related services, including interchange fees, transaction processing fees, and other card-based service charges. It reflects the bank's ability to monetize its payment processing infrastructure and consumer/business card usage. This revenue stream is a key component of non-interest income for financial institutions.

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