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CTO Realty Growth CTO Commercial Loan Investments — Operating Income

Other segment segments

Income Properties
$10.47M+24.2%
Management Services
$1.35M+14.5%

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Other financials

Income statement

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Revenue$41.2M+15.0%
Gross profit$31.0M+15.2%
Operating income$10.3M+30.7%
Net income$6.2M+174%
EPS (diluted)$0.38+149%

Balance sheet

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Cash & equivalents$8.3M-1.7%
Total debt$649.7M+7.8%
Total equity$575.4M-3.1%
Total assets$1.3B+4.5%

Cash flow

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Operating cash flow$14.6M+41.6%

Valuation

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Market cap$815.31M+52.1%
Enterprise value$1.46B+28.6%

Profitability

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Gross margin74.7%+0.8pp
Operating margin23.5%
Net margin9.1%+6.9pp

Returns & leverage

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Return on equity2.4%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by CTO Realty Growth in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: CTO Realty Growth’s 10-Q, filed April 28, 2026.

Filed
Apr 28, 2026, 4:20 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-050378
Line itemIncome PropertiesManagement ServicesCommercial Loans and InvestmentsTotal
Total Revenues Less Direct Costs of Revenues$26,412$1,349$3,244$31,005
Provision for Impairment and Adjustment to CECL Reserve321321
Depreciation and Amortization - Real Estate(15,938)(15,938)
Total Revenues Less Operating Expenses for Reportable Segments$10,474$1,349$3,565$15,388
Gain on Disposition of Assets
Net Income From Operations for Reportable Segments$10,474$1,349$3,565$15,388
Reconciliation to Consolidated Net Income
General and Administrative Expenses(5,077)

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is CTO Realty Growth's commercial loan investments — operating income?
CTO Realty Growth (CTO) reported commercial loan investments — operating income of $3.57M in Q1 2026.
How has CTO Realty Growth's commercial loan investments — operating income changed year-over-year?
CTO Realty Growth's commercial loan investments — operating income increased by 20.4% year-over-year, from $2.96M to $3.57M.
What is the long-term trend for CTO Realty Growth's commercial loan investments — operating income?
Over 4 years (2021 to 2025), CTO Realty Growth's commercial loan investments — operating income has grown at a 44.5% compound annual growth rate (CAGR), from $2.86M to $12.47M.
What does commercial loan investments — operating income mean?
This metric reflects the operating performance of the commercial loan and investment segment by subtracting operating expenses from gross profit. It provides insight into the segment's ability to generate sustainable earnings from its core lending business.

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