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CTO Realty Growth CTO Commercial Loan Investments — Operating Income

Other segment segments

Income Properties
$10.47M+24.2%
Management Services
$1.35M+14.5%

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Other financials

Income statement

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Revenue$41.2M+15.0%
Gross profit$31.0M+15.2%
Operating income$10.3M+30.7%
Net income$6.2M+174%
EPS (diluted)$0.13+1,200%

Balance sheet

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Cash & equivalents$8.3M-1.7%
Total debt$649.7M+7.8%
Total equity$575.4M-3.1%
Total assets$1.3B+4.5%

Cash flow

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Operating cash flow$14.6M+41.6%

Valuation

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Market cap$714.19M+20.2%
Enterprise value$1.36B+14.1%
P/E50.9×
P/S4.6×+0.1×

Profitability

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Gross margin74.7%+0.8pp
Operating margin23.5%
Net margin9.1%+6.9pp

Returns & leverage

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Return on equity2.4%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by CTO Realty Growth in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The official record: CTO Realty Growth’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CTO Realty Growth's commercial loan investments — operating income?
CTO Realty Growth (CTO) reported commercial loan investments — operating income of $3.57M in Q1 2026.
How has CTO Realty Growth's commercial loan investments — operating income changed year-over-year?
CTO Realty Growth's commercial loan investments — operating income increased by 20.4% year-over-year, from $2.96M to $3.57M.
What is the long-term trend for CTO Realty Growth's commercial loan investments — operating income?
Over 4 years (2021 to 2025), CTO Realty Growth's commercial loan investments — operating income has grown at a 44.5% compound annual growth rate (CAGR), from $2.86M to $12.47M.
What does commercial loan investments — operating income mean?
This metric reflects the operating performance of the commercial loan and investment segment by subtracting operating expenses from gross profit. It provides insight into the segment's ability to generate sustainable earnings from its core lending business.