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CVB Financial CVBF Q4 2025 Annual earnings

Reported January 21, 2026 · After market close

Revenue$133.9MMiss by $1.6M
EPS$0.40In line
Revenue estimate$135.4M
EPS estimate$0.40

Next report

Oct 28, 2026 (in a month)
Revenue estimate$192.7M
EPS estimate$0.45

Financials

Q4 2025

Income statement

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Revenue$133.9M+8.4%
Net income$55.0M+8.2%
EPS (diluted)$0.41+10.8%

Balance sheet

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Cash & equivalents$376.4M+83.9%
Total debt$46.5M-6.2%
Total equity$2.3B+5.0%
Total assets$15.6B+3.2%

Cash flow

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Operating cash flow$44.9M-40.0%
CapEx$1.7M-13.8%
Free cash flow$43.2M-40.7%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$2.52B-15.7%
Enterprise value$2.19B-22.7%
P/E12×-2.9×
P/S4.9×-1.1×

Profitability

See full
Net margin40.6%+0.6pp
FCF margin42.2%-6.6pp

Returns & leverage

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Return on equity9.3%-0.1pp
Debt / equity0×0.0×

Segments

By product

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Deposit Account$4.7M-7.1%
Fiduciary And Trust$4.0M+14.8%
Credit Card$746.0K+37.6%

FAQ

When did CVB Financial report Q4 2025 earnings?
CVB Financial (CVBF) reported Q4 2025 earnings on January 21, 2026 after market close.
What were CVB Financial's Q4 2025 revenue and EPS?
CVB Financial reported revenue of $133.9M and eps of $0.40 for Q4 2025.
Did CVB Financial beat estimates in Q4 2025?
Revenue missed the consensus estimate of $135.4M by $1.6M. EPS beat the consensus estimate of $0.40 by $0.00.
How did CVB Financial's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 24.8% from $107.3M a year earlier and eps grew 11.1% from $0.36.
Where can I find CVB Financial's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-018584) and the 10-K periodic report (0001193125-26-083221) directly on SEC EDGAR. The filing index links above go to sec.gov.