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Cavco Industries CVCO Q3 2026 earnings

Reported January 29, 2026 · After market close

Revenue$581.0MMiss by $12.4MDiluted EPS$5.58Miss by $0.42
Revenue estimate$593.4M
EPS estimate$6.00

Next report

Jul 30, 2026 (In 2 weeks)
Revenue estimate$590.5M
EPS estimate$5.69

Financials

Q3 2026

Income statement

See full
Revenue$581.0M+11.3%
Gross profit$135.9M+4.6%
Operating income$54.6M-14.7%
Net income$44.1M-22.0%
EPS (diluted)$5.58-19.1%

Balance sheet

See full
Cash & equivalents$224.6M-38.1%
Total debt$40.1M+6.7%
Total equity$1.1B+3.0%
Total assets$1.5B+6.2%

Cash flow

See full
Operating cash flow$66.1M+75.0%
CapEx$8.5M+56.2%
Free cash flow$57.6M+78.2%

Valuation & ratios

Valuation

as of 12/27/25
See full
Market cap$4.61B+27.5%
Enterprise value$4.43B+34.4%
P/E25×+3.6×
P/S2.1×+0.2×

Profitability

See full
Gross margin23.4%+0.2pp
Operating margin9.8%0.0pp
Net margin8.4%-0.4pp
FCF margin9.3%+2.1pp

Returns & leverage

See full
Return on equity17.2%+0.9pp
Debt / equity0×0.0×
Current ratio2.5×-0.6×

Segments

By product

See full
Home sales$532.5M+12.8%
All other sources$20.5M+2.9%
Insurance agency commissions received from third-party insurance companies$2.0M+58.5%

By segment

See full
Factory-built housing$558.5M+11.5%
Financial services$22.5M+6.2%

Versus estimates

Revenue

Q4 2026$550.1MMiss by $20.9M
Q3 2026$581.0MMiss by $12.4M
Q2 2026$556.5MBeat by $13.6MQ1 2026$556.9MBeat by $16.2MQ4 2025$508.4MBeat by $4.2MQ3 2025$522.0MBeat by $9.6M

Diluted EPS

Q4 2026$5.42Beat by $0.12
Q3 2026$5.58Miss by $0.42
Q2 2026$6.55Beat by $0.46Q1 2026$6.42Beat by $0.61Q4 2025$5.40Beat by $0.53Q3 2025$6.90Beat by $2.01

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Questions, answered.

When did Cavco Industries report Q3 2026 earnings?
Cavco Industries (CVCO) reported Q3 2026 earnings on January 29, 2026 after market close.
What were Cavco Industries's Q3 2026 revenue and EPS?
Cavco Industries reported revenue of $581.0M and diluted EPS of $5.58 for Q3 2026.
Did Cavco Industries beat estimates in Q3 2026?
Revenue missed the consensus estimate of $593.4M by $12.4M. EPS missed the consensus estimate of $6.00 by $0.42.
How did Cavco Industries's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.3% from $522.0M a year earlier and diluted EPS declined 19.1% from $6.90.
Where can I find Cavco Industries's Q3 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-004168) and the 10-Q periodic report (0001628280-26-004426) directly on SEC EDGAR. The filing index links above go to sec.gov.