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Business Segments · Adjusted operating income (loss)

Health Care Benefits — Adjusted operating income (loss)

CVS Health Health Care Benefits — Adjusted operating income (loss) increased by 868.5% to $3.04B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 52.6%, from $1.99B to $3.04B. Over 2 years (FY 2021 to FY 2023), Health Care Benefits — Adjusted operating income (loss) shows relatively stable performance with a 4.5% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ1 2017
Last reportedQ1 2026May 6, 2026

How to read this metric

An increase indicates improved underwriting performance, better cost management, or higher premium growth.

Detailed definition

This represents the profitability of the health insurance segment after accounting for medical costs and operating expen...

Peer comparison

Standard operating income metric used by all publicly traded health insurers to report segment performance.

Metric ID: cvs_segment_health_care_benefits_adjusted_operating_income_loss

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$1.61B$1.11B$608M$1.86B$1.92B$1.64B$913M$1.82B$1.54B$1.54B$676M$732M$938M-$924M$1.99B$1.31B$314M$3.04B
QoQ Change-31.5%-45.0%+206.1%+3.3%-14.7%-44.4%+99.8%-15.5%-0.3%-56.0%+8.3%+28.1%-198.5%+315.7%-34.4%-76.0%+868.5%
YoY Change+19.1%+48.4%+50.2%-2.0%-19.9%-6.4%-26.0%-59.9%-39.1%-160.2%+172.3%+39.4%+134.0%+52.6%
Range-$924M$3.04B
CAGR+16.1%
Avg YoY Growth+14.5%
Median YoY Growth+8.6%

Frequently Asked Questions

What is CVS Health's health care benefits — adjusted operating income (loss)?
CVS Health (CVS) reported health care benefits — adjusted operating income (loss) of $3.04B in Q1 2026.
How has CVS Health's health care benefits — adjusted operating income (loss) changed year-over-year?
CVS Health's health care benefits — adjusted operating income (loss) increased by 52.6% year-over-year, from $1.99B to $3.04B.
What is the long-term trend for CVS Health's health care benefits — adjusted operating income (loss)?
Over 2 years (2021 to 2023), CVS Health's health care benefits — adjusted operating income (loss) has grown at a 4.5% compound annual growth rate (CAGR), from $5.11B to $5.58B.
What does health care benefits — adjusted operating income (loss) mean?
The core operating profit of the health insurance segment, excluding non-recurring items.