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Community West Bancshares CWBC Business Segments — Net Income

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Other financials

Income statement

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Revenue$48.9M+37.2%
Net income$2.7M-65.6%
EPS (diluted)$0.10-75.6%

Balance sheet

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Cash & equivalents$206.8M+53.9%
Total debt$11.6M-85.5%
Total equity$607.8M+60.0%
Total assets$5.0B+40.7%

Cash flow

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Operating cash flow$10.9M-1.3%
CapEx$2.7M+758%
Free cash flow$8.2M-23.7%

Valuation

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Market cap$683.7M+88.9%
P/E18.9×+5.2×
P/S4.2×+1.5×

Profitability

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Net margin22.1%+2.7pp
FCF margin27.3%+8.7pp

Returns & leverage

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Return on equity7.3%+0.1pp
Debt / equity-0.2×

Where this comes from

Reported directly by Community West Bancshares in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Community West Bancshares’s 10-K, filed March 11, 2026.

Filed
Mar 11, 2026, 5:09 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-016895
(In thousands, except per share amounts)202520242023
Other expense8,0527,5344,370
Total non-interest expenses90,38694,70155,300
Income before provision for income taxes52,52810,99833,840
Provision for income taxes14,3603,3328,304
Net income$38,168$7,666$25,536
Basic earnings per common share$2.01$0.45$2.17
Diluted earnings per common share$2.00$0.45$2.17
Cash dividends per common share$0.48$0.48$0.48

Item 8. -

FAQ

What is Community West Bancshares's business segments — net income?
Community West Bancshares (CWBC) reported business segments — net income of $9.54M in Q4 2025.
How has Community West Bancshares's business segments — net income changed year-over-year?
Community West Bancshares's business segments — net income increased by 397.9% year-over-year, from $1.92M to $9.54M.
What is the long-term trend for Community West Bancshares's business segments — net income?
Over 3 years (2022 to 2025), Community West Bancshares's business segments — net income has grown at a 12.7% compound annual growth rate (CAGR), from $26.65M to $38.17M.
What does business segments — net income mean?
This is the final bottom-line profit for the banking operations segment after all revenues, interest expenses, operating costs, credit provisions, and taxes have been accounted for. It is the ultimate measure of the segment's financial performance and contribution to the parent company.

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