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Community West Bancshares CWBC Business Segments — Revenues, Net of Interest Expense

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Other financials

Income statement

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Revenue$48.9M+37.2%
Net income$2.7M-65.6%
EPS (diluted)$0.10-75.6%

Balance sheet

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Cash & equivalents$206.8M+53.9%
Total debt$11.6M-85.5%
Total equity$607.8M+60.0%
Total assets$5.0B+40.7%

Cash flow

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Operating cash flow$10.9M-1.3%
CapEx$2.7M+758%
Free cash flow$8.2M-23.7%

Valuation

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Market cap$683.7M+88.9%
P/E18.9×+5.2×
P/S4.2×+1.5×

Profitability

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Net margin22.1%+2.7pp
FCF margin27.3%+8.7pp

Returns & leverage

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Return on equity7.3%+0.1pp
Debt / equity-0.2×

Where this comes from

Reported directly by Community West Bancshares in its filing.

Tagged under the XBRL concept us-gaap:RevenuesNetOfInterestExpense.

The source filing: Community West Bancshares’s 10-K, filed March 11, 2026.

Filed
Mar 11, 2026, 5:09 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-016895
(in thousands)Years ended December 31, 2025Years ended December 31, 2024Years ended December 31, 2023
Total consolidated revenue196,198166,833109,438
Less:
Interest expense49,53050,02119,989
Segment net interest income and noninterest income146,668116,81289,449
Less:
Provision for credit losses3,75411,113309
Salaries and employee benefits49,84148,47031,367
Other segment items (1)40,54546,23123,933

Item 8. -

FAQ

What is Community West Bancshares's business segments — revenues, net of interest expense?
Community West Bancshares (CWBC) reported business segments — revenues, net of interest expense of $36.67M in Q4 2025.
How has Community West Bancshares's business segments — revenues, net of interest expense changed year-over-year?
Community West Bancshares's business segments — revenues, net of interest expense increased by 25.6% year-over-year, from $29.2M to $36.67M.
What is the long-term trend for Community West Bancshares's business segments — revenues, net of interest expense?
Over 3 years (2022 to 2025), Community West Bancshares's business segments — revenues, net of interest expense has grown at a 20.1% compound annual growth rate (CAGR), from $84.62M to $146.67M.
What does business segments — revenues, net of interest expense mean?
This metric, often referred to as net revenue, represents the total income generated by the banking segment after accounting for the cost of funding. It is a primary indicator of the segment's core profitability before operating expenses and credit provisions.

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