Question 1

What is Camping World Holdings's floor plan interest expense?

Accepted Answer

Camping World Holdings (CWH) reported floor plan interest expense of $21.82M in Q1 2026.

Question 2

How has Camping World Holdings's floor plan interest expense changed year-over-year?

Accepted Answer

Camping World Holdings's floor plan interest expense increased by 19.2% year-over-year, from $18.31M to $21.82M.

Question 3

What is the long-term trend for Camping World Holdings's floor plan interest expense?

Accepted Answer

Over 4 years (2021 to 2025), Camping World Holdings's floor plan interest expense has grown at a 52.7% compound annual growth rate (CAGR), from $14.11M to $76.79M.

Question 4

What does floor plan interest expense mean?

Accepted Answer

This represents the interest costs incurred specifically to finance the company's inventory of vehicles or high-value assets through floor plan financing arrangements. It is a critical indicator of the cost of carrying inventory and is highly sensitive to both inventory levels and prevailing short-term interest rates. Analysts use this to evaluate the efficiency of inventory management and the impact of debt-funded working capital on profitability.

Line item	Three Months Ended / March 31, 2026	Three Months Ended / March 31, 2025
Total operating expenses	381,254	408,786
Income from operations	22,085	20,842
Other expense:
Floor plan interest expense	(21,819)	(18,306)
Other interest expense, net	(26,849)	(30,531)
Other expense, net	(162)	(158)
Total other expense	(48,830)	(48,995)
Loss before income taxes	(26,745)	(28,153)

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Camping World Holdings CWH Floor Plan Interest Expense