Screener
Citizens & Northern CZNC Ratios & Valuation
| Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 17.8%-6.4pp | 13.2%-11.4pp | 19.1%-4.9pp | 23.8%+3.0pp | 24.2%+1.9pp | |
| Returns | ||||||
| Return on equity | 8%-1.8pp | 5.6%-4.3pp | 7.6%-2.1pp | 9.5%+1.0pp | 9.8%+0.7pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0.1×+0.1× | 0×0.0× | 0×-0.1× | |
| Valuation | ||||||
| Market capitalization | $455.01M+56.3% | $400.11M+28.6% | $359.06M+25.2% | $307.35M+2.3% | $293.78M+7.8% | |
| Price / earnings | 18×+7.2× | 23×+11.4× | 15.3×+4.3× | 11.3×-2.3× | 10.9×-0.8× | |
| Price / sales | 3.2×+0.6× | 3×+0.2× | 2.9×+0.3× | 2.7×-0.1× | 2.6×0.0× | |
| Price / book | 1.3×+0.3× | 1.2×+0.1× | 1.1×0.0× | 1×0.0× | 1×0.0× | |
| Dividend yield | 3.9%-1.5pp | 4.2%-0.8pp | 4.5%-0.9pp | 5.1%-0.1pp | 5.3%-0.4pp |
FAQ
- Where do Citizens & Northern's ratios come from?
- Every ratio is computed from Citizens & Northern's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
