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Dream Finders Homes DFH Financial services — Cost of revenues

Other product segments

Homebuilding
$715.64M-8.7%

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Other financials

Income statement

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Revenue$887.8M-10.3%
Gross profit$202.9M+11.2%
Net income$13.3M-75.9%
EPS (diluted)$0.11-79.6%

Balance sheet

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Cash & equivalents$479.0M+37.6%
Total debt$1.9B+8,458%
Total equity$1.4B+9.5%
Total assets$4.0B+13.9%

Cash flow

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Operating cash flow-$49.5M-10.8%
CapEx$5.3M+66.4%
Free cash flow-$54.8M-14.5%

Valuation

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Market cap$1.53B-39.4%
Enterprise value$2.94B+50.8%
P/E8.7×+1.2×
P/S0.4×-0.2×

Profitability

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Gross margin19.8%+1.7pp
Net margin4.2%-3.1pp
FCF margin-9.1%

Returns & leverage

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Return on equity13%-16.7pp
Debt / equity1.3×+1.3×

Where this comes from

Reported directly by Dream Finders Homes in its filing.

Tagged under the XBRL concept us-gaap:CostOfRevenue.

The official record: Dream Finders Homes’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dream Finders Homes's financial services — cost of revenues?
Dream Finders Homes (DFH) reported financial services — cost of revenues of $42.71M in Q1 2026.
How has Dream Finders Homes's financial services — cost of revenues changed year-over-year?
Dream Finders Homes's financial services — cost of revenues increased by 232.0% year-over-year, from $12.87M to $42.71M.
What is the long-term trend for Dream Finders Homes's financial services — cost of revenues?
Over 2 years (2022 to 2025), Dream Finders Homes's financial services — cost of revenues has grown at a 212.2% compound annual growth rate (CAGR), from -$14.85M to $144.73M.
What does financial services — cost of revenues mean?
This metric captures the direct expenses incurred to originate, process, and fund mortgage loans or other financial products offered to customers. It includes costs such as personnel, loan processing fees, and secondary market execution costs associated with the financial services segment. Monitoring this metric relative to segment revenue helps assess the operational efficiency and profitability of the company's captive lending arm.