What is Everest Group's property insurance — year eight?

Everest Group (EG) reported property insurance — year eight of 1.8% in Q4 2025.

What does property insurance — year eight mean?

Represents the cumulative incurred claims and loss development for property insurance policies that have reached their eighth year of maturity. This metric is used to validate the long-term accuracy of actuarial projections and reserve adequacy for older business segments.

Everest Group (EG) Property Insurance — Year eight

Screener

Other product segments

Casualty Insurance

12.8%—

Similar metrics at other companies

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Eight

0%—

MCYProperty insurance product line, commercial property — Short-duration insurance contracts, historical claims duration, year eight

1.3%-0.7pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Eight

0.3%0.0pp

SIGICommercial property — Short-duration insurance contracts, historical claims duration, year eight

0%—

MCYProperty insurance product line, automobile — Short-duration insurance contracts, historical claims duration, year eight

0.3%0.0pp

MCYProperty insurance product line, homeowners' — Short-duration insurance contracts, historical claims duration, year eight

0.2%-0.1pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Property	25.1%	29.1%	17.0%	9.5%	6.3%	3.4%	2.6%	1.8%	0.4%	—

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year eight?: Everest Group (EG) reported property insurance — year eight of 1.8% in Q4 2025.
What does property insurance — year eight mean?: Represents the cumulative incurred claims and loss development for property insurance policies that have reached their eighth year of maturity. This metric is used to validate the long-term accuracy of actuarial projections and reserve adequacy for older business segments.