What is Everest Group's property insurance — year nine?

Everest Group (EG) reported property insurance — year nine of 0.4% in Q4 2025.

What does property insurance — year nine mean?

Represents the cumulative incurred claims and loss development for property insurance policies that have reached their ninth year of maturity. It serves as a benchmark for the final stages of claim settlement and the ultimate profitability of the underwriting cohort.

Everest Group (EG) Property Insurance — Year nine

Screener

Other product segments

Casualty Insurance

9.5%—

Similar metrics at other companies

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Nine

0%—

ESN

ESNTProperty Insurance Product Line — Year 9

0%—

MCYProperty insurance product line, commercial property — Short-duration insurance contracts, historical claims duration, year nine

2.4%+0.4pp

MCYProperty insurance product line, homeowners' — Short-duration insurance contracts, historical claims duration, year nine

0%—

MCYProperty insurance product line, automobile — Short-duration insurance contracts, historical claims duration, year nine

0%—

ACICProperty And Casualty Personal Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Nine

0.2%-0.2pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Property	25.1%	29.1%	17.0%	9.5%	6.3%	3.4%	2.6%	1.8%	0.4%	—

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year nine?: Everest Group (EG) reported property insurance — year nine of 0.4% in Q4 2025.
What does property insurance — year nine mean?: Represents the cumulative incurred claims and loss development for property insurance policies that have reached their ninth year of maturity. It serves as a benchmark for the final stages of claim settlement and the ultimate profitability of the underwriting cohort.