What is Everest Group's property insurance — year seven?

Everest Group (EG) reported property insurance — year seven of 2.9% in Q4 2025.

What does property insurance — year seven mean?

Represents the cumulative incurred claims and loss development for property insurance policies that have reached their seventh year of maturity. It provides insight into the tail-end risk and the finality of claim settlements for older underwriting years.

Everest Group (EG) Property Insurance — Year seven

Screener

Other product segments

Casualty Insurance

16%—

Similar metrics at other companies

HMNHomeowners — Year Seven

0%—

MCYProperty insurance product line, commercial property — Short-duration insurance contracts, historical claims duration, year seven

6%-0.6pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Seven

0.7%+0.1pp

SIGICommercial property — Short-duration insurance contracts, historical claims duration, year seven

0.1%0.0pp

MCYProperty insurance product line, homeowners' — Short-duration insurance contracts, historical claims duration, year seven

0.4%+0.1pp

MCYProperty insurance product line, automobile — Short-duration insurance contracts, historical claims duration, year seven

0.7%0.0pp

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year seven?: Everest Group (EG) reported property insurance — year seven of 2.9% in Q4 2025.
What does property insurance — year seven mean?: Represents the cumulative incurred claims and loss development for property insurance policies that have reached their seventh year of maturity. It provides insight into the tail-end risk and the finality of claim settlements for older underwriting years.