What is Everest Group's property insurance — year six?

Everest Group (EG) reported property insurance — year six of 4.8% in Q4 2025.

What does property insurance — year six mean?

Represents the cumulative incurred claims and loss development for property insurance policies that have reached their sixth year of maturity. This data point is critical for assessing the long-term accuracy of underwriting assumptions and the ultimate settlement costs of property claims.

Everest Group (EG) Property Insurance — Year six

Screener

Other product segments

Casualty Insurance

22.7%—

Similar metrics at other companies

RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Six

1.4%+0.5pp

SAFTProperty Insurance Product Line — Shortduration Insurance Contracts Historical Claims Duration Year Six

0.1%—

MCYProperty insurance product line, commercial property — Short-duration insurance contracts, historical claims duration, year six

8.9%+0.9pp

RDNProperty Liability And Casualty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Six

1.8%+0.5pp

SIGICommercial property — Short-duration insurance contracts, historical claims duration, year six

0.1%-0.1pp

HMNHomeowners — Year Six

0%—

Other financials

Income statement

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Revenue$4.1B-4.6%

Net income$653.0M+211%

EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%

Total debt$196.0M+55.6%

Total equity$15.3B+8.1%

Total assets$62.3B+7.2%

Cash flow

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Operating cash flow$649.0M-30.1%

Valuation

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Market cap$14.31B+3.9%

P/E7×—

P/S0.8×0.0×

Profitability

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Net margin11.8%—

Returns & leverage

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Return on equity13.8%—

Debt / equity0×0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix.

The source filing: Everest Group’s 10-K, filed February 26, 2026.

Filed: Feb 26, 2026, 4:22 PM EST
Fiscal year: FY2025
Accession: 0001095073-26-000006

Line item	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)	Average Annual Percentage Payout of Incurred Loss by Age, Net of Reinsurance (unaudited)
Years	1	2	3	4	5	6	7	8	9	10
Casualty	8.7%	6.5%	10.6%	11.7%	12.2%	11.2%	9.9%	8.2%	6.9%	6.0%

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Everest Group's property insurance — year six?: Everest Group (EG) reported property insurance — year six of 4.8% in Q4 2025.
What does property insurance — year six mean?: Represents the cumulative incurred claims and loss development for property insurance policies that have reached their sixth year of maturity. This data point is critical for assessing the long-term accuracy of underwriting assumptions and the ultimate settlement costs of property claims.