Skip to content
OpenCapital
Get started

Envela ELA Commercial — Allowance For Notes And Loans Receivable Current

Other segment segments

Consumer
$12.53K+40.4%

Similar metrics at other companies

Citizens Financial Services, Inc. logo
CZFSAllowance for Credit Losses - Receivable (Current)
$22.89M+3.7%
Bank7 Corp. logo
BSVNAllowance for Credit Losses - Receivable (Current)
$19.45M+7.1%
Farmers National Banc Corp logo
FMNBAllowance for Credit Losses - Receivable (Current)
$54.68M+53.8%
UMH
UMHAllowance for Credit Losses - Receivable (Current)
$2.2M-12.0%
Prosperity Bancshares logo
PBLoans And Lease Receivable Allowance
$383.84M+10.0%
Ponce Financial Group, Inc. logo
PDLBAllowance for Credit Losses - Receivable (Current)
$26.24M+14.2%

Other financials

Income statement

See full
Revenue$98.4M+104%
Gross profit$20.6M+72.3%
Operating income$11.2M+259%
Net income$8.8M+255%
EPS (diluted)$0.34+240%

Balance sheet

See full
Cash & equivalents$38.6M+83.6%
Total debt$20.0M+11.5%
Total equity$75.9M+37.6%
Total assets$108.0M+35.5%

Cash flow

See full
Operating cash flow$21.2M+1,771%
CapEx$567.9K+47.7%
Free cash flow$20.6M+2,658%

Valuation

See full
Market cap$681.28M+343%
Enterprise value$662.71M+340%
P/E32.5×+11.6×
P/S2.3×+1.5×

Profitability

See full
Gross margin21.5%-2.9pp
Operating margin9%+4.3pp
Net margin7.2%+3.3pp
FCF margin4%—

Returns & leverage

See full
Return on equity32%+17.9pp
Debt / equity0.3×-0.1×
Current ratio3.5×-1.0×

Where this comes from

Reported directly by Envela in its filing.

Tagged under the XBRL concept us-gaap:AllowanceForNotesAndLoansReceivableCurrent.

The official record: Envela’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

Ask your AI about Envela's commercial — allowance for notes and loans receivable current.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Envela's commercial — allowance for notes and loans receivable current?
Envela (ELA) reported commercial — allowance for notes and loans receivable current of $54.56K in Q1 2026.
How has Envela's commercial — allowance for notes and loans receivable current changed year-over-year?
Envela's commercial — allowance for notes and loans receivable current increased by 2.1% year-over-year, from $53.46K to $54.56K.
What does commercial — allowance for notes and loans receivable current mean?
This represents the estimated amount of current notes and loans receivable that the company expects will not be collected. It serves as a contra-asset account to adjust the carrying value of receivables to their net realizable value. Monitoring this balance helps assess the credit risk exposure within the commercial segment's lending or financing activities.